IN THE GAUHATI HIGH COURT (HIGH COURT OF ASSAM, NAGALAND, MIZORAM AND ARUNACHAL PRADESH)
SANJEEV KUMAR SHARMA, J.
Ananta Deka S/o Shri Fulen Deka – Appellant
Versus
SBI General Insurance Company Ltd. and Others – Respondents
MAC App. No. 648 of 2018
Decided On : 13-03-2026
| Table of Content |
|---|
| 1. case background and accident details outlined. (Para 3 , 4 , 5 , 6 , 7) |
| 2. tribunal's conclusion on liability established. (Para 8) |
| 3. arguments on income and disability claims presented. (Para 9 , 10 , 11 , 12 , 13) |
| 4. court's analysis of disability and earning capacity discussed. (Para 14 , 15 , 16 , 17) |
| 5. determination of compensation and implications. (Para 18 , 19) |
| 6. recalculation of compensation and responsibilities outlined. (Para 20 , 21) |
| 7. final order of the court. (Para 22) |
JUDGMENT :
SANJEEV KUMAR SHARMA, J.
1. Heard Mr. B.D. Das, learned senior counsel for the appellant/claimant and Mr. T. Kalita, learned counsel for the respondent No.1, Insurance Company.
2. The instant appeal challenges the Judgment and Award dated 10.01.2018 passed by the learned Member, M.A.C.T., Barpeta in MAC case No. 875 of 2015.
3. The facts of the case may be briefly recounted.
4. One Ananta Deka, son of Fulen Deka has filed a petition vide No. 3838/15 dated 15.10.2015 under Sec. 166 read with Sec.140 of M.V. Act seeking compensation to the tune of Rs.15,00,000/-(Rupees Fifteen Lakhs) for the injuries sustained by him in a motor vehicular accident which had allegedly taken place on 14-04-2015 at about 6.15 p.m. on the National Highway near B.H. College, Howly under Howly P.S. with the involvement of two motor vehicles bearing Regd. Nos. AS-15/D-8994 (motor cycle) and AS-01/BQ-1264 (Toyota car).
5. It is alleged that claimant had been pillion riding from Barpeta towards Barpeta Road on a motor cycle bearing registration No. AS-15/D-8994 and the same got hit by a vehicle (Toyota) bearing registration No. AS-01/BQ-1264 which came from the opposite side going from Barpeta Road to Howly in a rash and negligent manner. As a result of the said accident, the claimant sustained serious fracture injuries.
6. The Driver, owner of the alleged offending Toyota car and the insurer of the same had been arrayed as opposite party Nos. 1, 2 and 3 respectively. On receipt of notice, opposite party No.3-Insurance Company only appeared in the case and filed its written statement. Opposite party Nos. 1 and 2 (driver and owner of the offending vehicle) did not contest the case and the case accordingly proceeded ex-parte against them vide order dated 08.11.2016.
7. The O.P No.3 i.e., the SBI General Insurance Company Limited also contested the proceeding by filing written statement with all usual pleas of defence and denied any kind of liability for payment of compensation to the claimant. Although it is stated that the company's liability would be governed by section 147, 148 and 149 (2) of the M.V. Act, no specific statutory defence was taken by the O.P. No.3. It is however, pertinent to mention that O.P. No.3 has contested the proceeding with defence available U/S 170 of the M.V. Act.
8. The learned Tribunal, after evaluating the evidence on record, came to the conclusion that the accident took place as a result of rash and negligent driving of the offending vehicle, and hence, the claimant was entitled to due compensation, and the liability for the same lies with the Insurance Company.
9. Mr. B. D. Das, learned senior counsel has urged that the learned Tribunal has erred in fixing the monthly income of the claimant/appellant at the rate of Rs. 4,000/- per month, inasmuch as, as per the government notification dated 03.11.2015 issued by the Labour and Employment Department, Government of Assam relating to minimum wages of skilled workmen, the monthly income of the claimant/appellant ought to be taken as Rs 10,500/-, as undisputedly, he was a painter by profession, which is a skilled profession.
10. In this regard, learned senior counsel has relied upon the decision of the Hon’ble Supreme Court in Hitesh Nagjibhai Patel Vs. Bababhai Nagjibhai Rabari , 2025 INSC 1070 .
11. Secondly, it is strongly contended by learned senior counsel that as a result of the accident, which involved the right hand of the claimant/appellant, he is unable to work as a painter, a

The assessment of compensation must consider the claimant's disability and income accurately, reflecting medical evidence's impact on earning capacity.
The court emphasized the necessity of assessing compensation based on the impact of permanent disabilities on earning capacity, reinforcing equitable principles for determining just compensation in m....
The assessment of future earning capacity must consider the nature of disability relative to the claimant's profession, not merely the percentage of physical disability.
The main legal point established in the judgment is the assessment of permanent disability and loss of earning capacity in compensation cases under the Motor Vehicles Act. The court applied the princ....
The assessment of compensation for permanent disability must consider its impact on earning capacity, not just the percentage of disability.
The assessment of loss of earning capacity must consider occupation and disability rather than rely solely on percentage disability, resulting in a modified award reflecting an 80% loss of earning ca....
The court emphasized the need to ascertain the effect and impact of permanent disability on the claimant's earning capacity and highlighted the importance of following the principles enunciated by th....
Appropriate compensation must reflect the actual loss of earning capacity resulting from permanent disability, not merely the percentage of disability.
Permanent disability assessments should reflect a claimant's actual earning capacity and modifications in damage awards must be proportionate to the severity of injuries.
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