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2025 Supreme(Ker) 1463

IN THE HIGH COURT OF KERALA AT ERNAKULAM
MR. JUSTICE SYAM KUMAR V.M., J
Latheef M. S/o Kunjabdulla B. – Appellant
Versus
Hosdurg Service Co-Operative Bank Ltd. – Respondent


Advocates:
Advocate Appeared:
For the Appellants : K. Saneesh Kumar, V.B. Santhini, P. Rakesh Thamban
For the Respondents: Jaikrishna R., Narayani Harikrishnan, K.G. Anil, Anish P.

Judgement Key Points

Case Summary

Court: High Court of Kerala at Ernakulam
Parties: Latheef M. S/o Kunjabdulla B. (Appellant/Judgment Debtor) vs. The Hosdurg Service Co-Operative Bank Ltd. (Respondent/Decree Holder)
Case No.: Ex. F.A. No. 17 of 2024
Date: 19-05-2025
Subject: Civil Law - Execution of Decrees
Key Provisions: Code of Civil Procedure, 1908 - Order 21 Rules 97, 98, 99, 100, 101


Ratio Decidendi

A judgment debtor cannot maintain an application under Order 21 Rule 97 CPC to resist delivery of possession, as their rights vis-à-vis the decree holder have already been adjudicated and crystallized in the decree itself. (!)

Facts

  • Execution proceedings stemmed from E.P. No. 138 of 2011. Auction purchaser filed E.A. No. 60 of 2023 for delivery of possession. (!) (!)
  • Judgment debtor filed E.A. No. 93 of 2023 under Order 21 Rule 97 CPC, claiming continuous residence in the property (30 cents land with house) along with family, prior knowledge of proceedings only upon Amin's arrival, and permission from Judicial First Class Magistrate Court-I, Hosdurg (following property forfeiture and attachment, with District Collector as Administrator). (!)
  • Execution court dismissed the application without adjudication or opportunity to adduce evidence. (!)

Issues

  • Whether a judgment debtor can file and maintain an application under Order 21 Rule 97 CPC resisting/obstructing delivery of possession to decree holder or auction purchaser. (!)

Findings and Reasoning

  • Maintainability Threshold: Primary question is maintainability; if not maintainable by judgment debtor, other contentions are irrelevant. (!)
  • Scope of Order 21 Rule 97: Allows decree holder (or purchaser of property sold in execution) to apply to court upon resistance/obstruction by "any person" in obtaining possession. Court must adjudicate such application. (!) (!) (!)
  • "Any Person" Interpretation: Provision enables decree holder/purchaser to seek removal of obstruction by any person in possession. Judgment debtor's rights are already determined by the decree; they cannot invoke Rule 97 to resist execution or reopen adjudication. (!) (!)
  • Distinction from Rule 99: Rule 99 applies to "any person other than the judgment debtor" dispossessed; does not permit judgment debtor to obstruct pre-dispossession via Rule 97. (!)
  • Rationale: Treating judgment debtor's application under Rule 97 as a suit-like proceeding (per Rule 101) would annul the decree and permit relitigation of settled rights between decree holder and judgment debtor. (!) (!) (!)
  • Execution court correctly dismissed without merits inquiry, as application was not maintainable. (!) (!)

Result

  • Impugned order dismissing E.A. No. 93 of 2023 upheld. (!)
  • Appeal dismissed; no costs. (!)

JUDGMENT :

1. This appeal is filed challenging the order dated 17.02.2024 in E.A. No. 93 of 2023 in E.P. No. 138 of 2011 of the Subordinate Judges Court, Hosdurg. Appellant herein was the petitioner in the E.A. and judgment debtor in the E.P. Respondent herein was the respondent in the E.A. and decree holder in the E.P.

2. Appellant is aggrieved by the dismissal of an application filed by him under Order 21 Rule 97 of the Code of Civil Procedure (CPC) resisting delivery of possession to the auction purchaser. E.A. No. 60 of 2023 had been filed by the auction purchaser to pass an order of delivery of possession of the property purchased by him in court auction. Appellant filed E.A. No. 93 of 2023 contending that he has been residing with his wife and children in his house situated in a relevant property which was a land having an extent of 30 cents. He contended that he came to know about the delivery proceedings only when Amin came to take possession of the property. He resisted delivery contending that the said property had already been subjected to forfeiture by the Judicial First Class Magistrate Court-I, Hosdurg and the learned Magistrate after attaching the said property had dir

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