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2025 Supreme(Ker) 1571

IN THE HIGH COURT OF KERALA AT ERNAKULAM 
C.S. Sudha, J.
Shriram General Insurance Company Ltd. – Petitioner
Versus
Abdu Salam And Ors. – Respondents
MACA No. 259 of 2020 
Decided On : 23-05-2025

Advocates:
Advocate Appeared:
For the Petitioner: John Joseph Vettikad

The court clarified that awards for 'loss of love and affection' and 'filial consortium' must adhere to established legal principles, affirming that emotional damages not substantiated by precedent can be invalidated.

Headnote:(A) Motor Vehicles Act, 1988 - Section 173 - Appeal by insurer against compensation awarded by Tribunal - Court addressed the validity of claims for 'loss of love and affection' and 'loss of filial consortium' in the context of established precedents. (Para 9)

(B) The court found the Tribunal's approach in awarding these damages incorrect according to the principles outlined in relevant case law. (Para 9)

Facts of the case:
The claim arose from a fatal accident involving a vehicle collision, where the deceased sustained grievous injuries due to the negligent driving of a lorry driver, leading to a claim for substantial compensation by the deceased's parents. (Paras 2 and 4)

Findings of Court:
The Tribunal’s total compensation of Rs.24,38,000/- was adjusted to Rs.23,86,400/- after removing the disputed damages, and future consortium adjustments were mandated. (Para 10)

Issues: The principal issues included the correctness of awarded damages related to emotional suffering and the appropriateness of the Tribunal's compensation calculations. (Para 7)

Ratio Decidendi: The court applied prevailing legal principles, indicating that the Tribunal's award for emotional loss was not consistent with established case law on consortium and affection claims. (Para 9)

Result: Appeal allowed in part; compensation reduced.

Table of Content
1. overview of the case and incident details (Para 1 , 2)
2. circumstances surrounding the accident and initial award details. (Para 3)
3. dispute on negligence and claims (Para 4 , 5)
4. tribunal's findings and issues for appeal (Para 6 , 7 , 8)
5. legal reasoning for the modified award (Para 9)
6. final modification of the award and conclusion (Para 10)

JUDGMENT :

C.S.SUDHA, J.

This appeal under Section 173 of the MOTOR VEHICLES ACT , 1988 (the Act) has been filed by the 3rd respondent/insurer in O.P. (MV) No.104/2017 on the file of the Motor Accidents Claims Tribunal, Tirur, (the Tribunal), aggrieved by the amount of compensation granted by Award dated 31/08/2019. The respondents herein are claimants 1 & 2 and respondents 1 & 2 respectively in the petition. In this appeal, the parties and the documents will be referred to as described in the original petition.

2. The claimants/petitioners are the parents of the deceased. According to the claimants, on 19/10/2015 at about 2:30 a.m. the deceased was travelling in a jeep bearing registration No.KL-11-P-2071 along with some other friends. When the Jeep reached at B.P.Angadi, Bypass road, a lorry bearing registration No.KL-55-B-8476 driven by the 1st respondent in a rash and negligent manner and in great speed collided with the jeep as a result of which the deceased sustained grievous injuries to which he succumbed. The incident occurred due to the rash and negligent driving of the 1st respondent/driver of the lorry. Hence, the claimants/petitioners claimed a sum of Rs.97,00,000/- as compensation under various heads.

3. The 1st respondent/driver and the 2nd respondent/owner remained ex parte.

4. The 3rd respondent/insurance company filed written statement. The rashness and negligence of the lorry driver was denied. The occupation, income etc. of the deceased were disputed. It was also contended that the claim made was excessive and exorbitant.

5. Before the Tribunal, no oral evidence was adduced by either side. Exts.A1 to A14 were marked on the side of the claimants/petitioners. No documentary evidence was produced by the respondents.

6. The Tribunal on a consideration of the documentary evidence and after hearing both sides, found negligence on the part of the 1st respondent/driver of the lorry resulting in the incident and hence awarded an amount of Rs.24,38,000/- together with interest @ 7% per annum from the date of the petition till realisation along with proportionate costs. Aggrieved by the Award, the 3rd respondent/insurer has come up in appeal.

7. The only point that arises for consideration in this appeal is whether there is any infirmity in the findings of the Tribunal calling for an interference by this Court.

8. Heard both sides.

9. The learned counsel for the appellant/insurance company submitted that the Tribunal went wrong in granting 'loss of filial consortium' as well as compensation for 'loss of love and affection' and hence the Award is liable to be interfered with. In the light of the dictum in Magma General Insurance Co. Ltd v. Nanu Ram Alias Chuhru Ram , (2018) 18 SCC 130 : 2018 KHC 6697 , United India Insurance Co. Ltd. v. Satinder Kaur @ Satwinder Kaur , AIR 2020 SC 3076 : 2023 KHC 760 and The New India Assurance Company Limited v. Somwati , 2020 (9) SCC 644 : 2020 KHC 6530 the grant of compensation under the head 'loss of love and affection' and 'loss of consortium' is apparently incorrect and therefore the compensation that is awarded under the head 'loss of love and affection' will have to be set aside. As rightly pointed out by the learned counsel for the appellant/insurance company, the 1st petitioner is also entitled to loss of filial consortium of Rs.40,000/-. As per the dictum in National Insurance Company Limited v. Pranay Sethi , 2017 (5) KHC 350 : 2017 (16) SCC 680 the amount awarded under the head loss of consortium is liable to be increased by 10% every three years. The Tribunal has not granted any amount towards consortium for the 1st

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