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2025 Supreme(Ker) 1594

IN THE HIGH COURT OF KERALA AT ERNAKULAM 
Shoba Annamma Eapen, J.
Ayoob – Petitioner
Versus
The National Insurance Co.Ltd.
MACA NO. 719 OF 2015
Decided On : 23-05-2025

Advocates:
Advocate Appeared:
For the Petitioner: Sri.Esm.Kabeer
For the Respondent: P.A.Reziya

Determination of compensation in personal injury claims involves accurate assessment of income, damages for suffering, and factoring in contributory negligence.

Headnote:(A) Motor Vehicles Act, 1988 - Section 166 - Compensation under various heads for injuries sustained in motor accident - Tribunal awarded Rs.6,14,000/- which is appealed against for enhancement - Key principles discussed include determination of monthly income and assessment of damages for pain, suffering, and permanent disability. (Paras 3, 5, 7)

(B) Contributory negligence - Appellant found to have 25% contributory negligence due to not wearing a helmet, which is not disputed. (Paras 7)

Facts of the case:
The appellant was involved in a motorcycle accident on 31.05.2011 resulting in serious injuries. The tribunal awarded compensation which the appellant contests as inadequate.

Findings of Court:
The court refixed appellant's monthly income to Rs.9,000/- and calculated additional compensation amounting to Rs.3,00,075/-.

Issues: The issues addressed include the proper assessment of monthly income and determination of damages for various injury-related claims as well as the impact of contributory negligence on compensation.

Ratio Decidendi: The court prioritized credible evidence supporting the monthly income and upheld the tribunal's finding of contributory negligence, thus modifying the total award.

Result: Appeal allowed in part; additional compensation of Rs.3,00,075/- awarded.

Table of Content
1. injury details and compensation claim (Para 1 , 2 , 3)
2. arguments presented for claim enhancement. (Para 4)
3. arguments for enhancement of compensation (Para 5 , 6)
4. contributory negligence findings (Para 7)
5. final decision and compensation awarded (Para 8)

JUDGMENT :

Shoba Annamma Eapen, J.

This appeal is filed by the appellant/claimant in O.P (MV) No.1138 of 2011 on the file of the Motor Accidents Claims Tribunal, Tirur. The respondents herein are the respondents before the tribunal.

2. According to the appellant/claimant, on 31.05.2011 at about 08.30 am, while the petitioner was riding the motorcycle bearing registration No.KL-10-R-3108, a mini lorry bearing registration No.KL-08-B-8694 driven by the 1st respondent in a rash and negligent manner and in over speed hit on the motorcycle. As a result of the accident, the petitioner sustained serious injuries. The appellant approached the tribunal claiming a total compensation of Rs.13,18,000/-.

3. Before the tribunal, respondents 1 and 2 remained ex parte. The 3rd respondent-insurer, admitting the policy, but disputing the quantum of compensation claimed. Before the tribunal, oral evidence of Pws 1 and 2 were examined and documentary evidence of Exts.A1 to A12 were marked on the side of the petitioner. Ext.C1 was marked as court exhibits. The tribunal, after analysing the pleadings and materials on record, awarded a sum of Rs.6,14,000/- as compensation under different heads with interest @9% per annum from the date of petition till realization with proportionate costs from respondent-insurers. Dissatisfied with the quantum of compensation awarded by the tribunal, the claimant has come up in appeal.

4. Heard the learned counsel for the appellant and the learned Standing Counsel for the respondent insurance company.

5. The learned counsel for the appellant claims enhancement mainly under the following heads :-

Notional income :- The learned counsel for the appellant submitted that though an amount of Rs.9,000/- was claimed as the monthly income of the appellant who was a salesman, the tribunal has taken only an amount of Rs.5,000/- as his monthly income. The learned counsel for the appellant further submitted that Ext.A9 was produced to prove the salary of the appellant. It is further submitted that the employer, who was issued the salary certificate was also examined as PW2. But, the tribunal did not accept the evidence of PW2. I do not find any reason to disbelieve the evidence of PW2. Since Ext.A9 salary certificate was proved through PW2, I am inclined to refix the monthly income of the appellant at Rs.9,000/-.

Loss of earnings :- Since the notional monthly income is refixed at Rs.9,000/-, the total compensation payable under the head is recalculated thus: Rs.54,000/- (9,000x6). The tribunal has already awarded an amount of Rs.30,000/- under the said head. Thus, there will be an additional amount of Rs.24,000/- under the head loss of earnings.

Bystander expenses :- The tribunal has taken only an amount of less than Rs.200/- per day for a period of 38 days. Considering the fact that the accident occurred in the year 2011, I find that an amount Rs.300/- per day would be just and reasonable, thus the total compensation will come to Rs.11,400/-. The tribunal has already awarded an amount of Rs.7,500/- under the said head. Thus, there will be an additional amount of Rs.3,900/- under the head bystander expenses.

Pain and sufferings :- The learned counsel for the appellant submitted that an amount of Rs.50,000/- was claimed towards the head pain and sufferings, the tribunal has awarded only an amount of Rs.20,000/-. Considering the nature of injuries sustained as well as the age of the appellant, I find that a total amount of Rs.40,000/- can be awarded under the head. Thus, there will be an additional amount of Rs.20,000/- under the afore head.

Loss of amenities :- The learned counsel for the appellant submitted that an amount of Rs.30,000/- was claimed towards the head l

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