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2025 Supreme(Ker) 2580

IN THE HIGH COURT OF KERALA AT ERNAKULAM
ANIL K. NARENDRAN, MURALEE KRISHNA S., JJ.
Sudheer Kumar-I, S/o.P.Kumara Menon – Appellant 
Versus 
State Of Kerala – Respondent 
WA No. 2084 of 2025
Decided on : 26-08-2025

Advocates Appeared:
For the Appellant : SRI.DINESH MATHEW J.MURICKEN, SHRI.K.A.ABHILASH, SRI.VINOD S. PILLAI, SHRI.MOHAMMED THAYIB N.M., SMT.NAYANA VARGHESE, SMT.RIA VARGHESE, SHRI.JERRY PETER
For the Respondent: SMT. NISHA BOSE, SR. GP

The appellant lacked locus standi to obtain sale details from the bank, as there was no ongoing sale process or auction for the property.

Headnote:(A) Kerala Co-operative Societies Act, 1969 - Section 69 - Writ of mandamus - Appeal against dismissal of writ petition seeking details of sale proceedings - Appellant lacked locus standi as there was no cause of action related to proposed sale of property by Bank - Statutory obligation of Bank to notify public auctions emphasized. (Paras 3-5)

(B) Security Interest (Enforcement) Rules, 2002 - Rule 8 - Sale of secured assets - The court noted that the Bank had not followed procedures required for private treaty sales, highlighting the necessity of debtor’s consent in such transactions. (Paras 7-9)

Facts of the case:
The appellant filed a writ petition seeking information regarding the sale of property by a cooperative bank after a failed auction notice dated 24.01.2022. His representations to the bank went unaddressed, leading to the dismissal of his petition.

Findings of Court:
The court confirmed that the appellant had no cause of action since there was no evidence the property was set for sale and that the bank did not intend to conduct the sale.

Issues: The court primarily addressed the issue of the appellant’s locus standi and whether the appellant’s requested information was valid.

Ratio Decidendi: The court ruled that the appellant lacked the standing to request sale information due to the absence of an ongoing or proposed auction; the bank was within its rights not to disclose details when no sale was imminent.

Result: Writ appeal dismissed.

Table of Content
1. petitioner's challenge to bank's sale procedures. (Para 1 , 2)
2. single judge's dismissal of the writ petition. (Para 3 , 4)
3. arguments on the sale's legal validity. (Para 5 , 6)
4. analysis of sale procedures under security interest act. (Para 7 , 8)
5. writ appeal dismissed; no grounds for interference. (Para 9)

JUDGMENT

Muralee Krishna, J.

The petitioner in W.P.(C)No.25761 of 2025 filed this writ appeal under Section 5(i) of the Kerala High Court Act, 1958, challenging the judgment dated 15.07.2025 passed by the learned Single Judge in that writ petition. The appellant-writ petitioner approached this Court with the writ petition filed under Article 226 of the Constitution of India seeking a writ of mandamus commanding the 2nd respondent Joint Registrar (General), Co-operative Societies to forthwith consider Ext.P3 representation dated 07.07.2025 submitted by him under Section 69 of the Kerala Co-operative Societies Act, and also a writ of mandamus directing the 4th respondent Chief Executive Officer of Irinjalakuda Town Co-operative Bank to furnish complete particulars and documents relating to the sale proceedings pursuant to Ext.P1 sale notice dated 17.01.2022 issued by the 3rd respondent Irinjalakuda Town Co-operative Bank, including whether any further steps or sale of notified property were initiated or concluded thereafter.

2. According to the appellant, the 3rd respondent Bank issued Ext.P1 sale notice dated 24.01.2022 for multiple plots with a reserve price of Rs.6.75 Crores, scheduling sale on 28.02.2022. The appellant is interested in acquiring 14 Acres of land for establishing a Hospital. Therefore, he is interested in the sale notice published by the Bank. But the sale did not take place on the scheduled date. The 3rd respondent refused to disclose details to the appellant, despite his enquiries. Ext.P2 representation dated 01.07.2025 and Ext.P3 subsequent representation dated 07.07.2025 submitted under Section 69 of the Kerala Co-operative Societies Act by the appellant remained unaddressed. Hence, the appellant filed the writ petition.

3. The learned Single Judge, on perusal of the documents and pleadings, dismissed the writ petition by the impugned judgment dated 15.07.2025. Paragraphs 3 to 5 of that judgment read thus:

“3. The petitioner approached the Bank by filing Ext.P2 on 01.07.2025, seeking the proposed date of sale of the property. The learned Government Pleader submitted that the petitioner has no cause of action to institute this Writ Petition, as there is nothing to show that the property is proposed to be sold in any proceedings under the Co-operative Societies Act. The learned Government Pleader further submitted that Ext.P3 representation, which appears to have been filed under Section 69 of the Co-operative Societies Act, is not sustainable in view of the fact that the petitioner is not a member of the Co-operative Society.

4. On a perusal of the pleadings and the documents produced, it appears that there is nothing to show that respondent No.3 Bank has scheduled any sale in respect of the property involved. This Court is of the view that the petitioner has no locus standi to insist the authorities of the Bank or the Registrar to give any information regarding the proposed sale of the property. The learned Government Pleader submits that if the property is to be auctioned, the same will be published on the Bank’s notice board.

5. It is evident from the pleadings of the petitioner that, after 17.01.2022, the Bank has not offered this property for sale in a public auction. As rightly submitted by the learned Government Pleader, the petitioner has no cause of action as of now to institute this Writ Petition seeking the date of sale of the property. If the bank or any other competent authority proposes to sell the property in public auction, it will be duly notified as per the statutory formalities. The petitioner will be at liberty to participate in any such proposed auction.”

4. Heard th

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