JUDGMENT :

Rajesh Bindal, J.

1. This order will dispose of a bunch of appeals and the cross objections, as some of the issues raised in all the appeals, are common. Besides that additionally some small issues have been raised in some of the appeals.

2. The deceased in the following cases, at the time of accident, were travelling in the vehicle bearing Registration No. JK02U-0759. The accident took place on February 25, 2009:

i) CIMA No. 291/2012 titled as New India Assurance Co. Ltd. vs. Usha Baloria & Ors.

As a result of the accident the deceased Yoginder Singh Baloria died. The claimants are widow, son & daughter of the deceased. The deceased was working as a Master at the time of his death. The monthly income of the deceased as proved before the Tribunal was Rs. 17,009/- and the Tribunal while taking into consideration the personal expenses of the deceased @ 1/3rd of the total income, calculated annual dependency at Rs. 1,36,080/-. Since the age of the deceased at the time of death was proved to be 53 years, as such multiplier of 11 was applied. A sum of Rs. 10,000/- each was granted under the heads-love and affection; funeral expenses; loss of estate and loss of consortium. Total compensation awarded by the Tribunal was Rs. 15,36,880/-.

ii) CIMA No. 526/2014 titled as New India Assurance Co. Ltd. vs. Indra Devi & Ors.

The deceased Subash Chander died in this accident. The claimants are widow, daughters, son & mother of the deceased. The deceased was working as Master at the time of his death, whose monthly income of Rs. 23,081/- was proved before the Tribunal. The annual loss of dependency was assessed at Rs. 2,69,100/-. After deducting 1/4th of the income towards personal expenses and taking into consideration future increase in the income of deceased @ 30%, multiplier of 12 was applied in view of the age of the deceased as 44 years. Adding Rs. 5,000/- on account of funeral expenses and Rs. 10,000/- on account of loss of consortium, the Tribunal awarded total compensation of Rs. 32,44,200/-

iii) CIMA No. 14/2013 titled as New India Assurance Co. Ltd. vs. Romalo Devi & Ors.

The deceased Faquir Lal, husband of the claimant no. 1 & father of the remaining claimants died in this accident. The deceased was a Head Constable in police at the time of his death. The monthly income of the deceased as proved before the Tribunal was Rs. 17,505/-, which was rounded to Rs. 18,000/- 30% increase was granted on account of future prospects. After deducting personal expenses of the deceased, the total dependency of the claimants was assessed as Rs. 1,70,400/- (14,200 x 12 = 1,70,400/-). The age of the deceased at the time of death was 50 years, so, the multiplier of 13 was applied. Adding further Rs. 2,000/- as funeral expenses, Rs. 5,000/- on account of loss of consortium and Rs. 2,500/- on account of loss of estate, the Tribunal awarded total compensation of Rs. 22,24,700/-

iv) CIMA No. 382/2012 titled as New India Assurance Co. Ltd. vs. Mansa Ram & ors.

AND

v) CCROS No. 9900002/2013 titled as Mansa Ram vs. New India Assurance Co. Ltd.

The deceased Subash Chander, who worked with J&K Police died in this accident. The claimants 1 & 2 are parents, claimant no. 3 is widow & claimants 4 & 5 are sons of the deceased. The monthly income of the deceased as proved before the Tribunal was Rs. 11,734/-, which was rounded of to Rs. 11,800/-. 30% increase was granted on account of future prospects. After deducting personal expenses of the deceased, the total annual dependency was assessed at Rs. 1,35,264/- (11,272 x 12 = 1,35,264). The deceased was 38 years of age at the time of his death, so multiplier of 16 was applied. Further Rs. 2,000/- were awarded on account of funeral expenses, Rs. 5,000/- on account of loss of consortium and Rs. 2,500/- were awarded on account of loss of estate. The Tribunal awarded total compensation of Rs. 21,73,724/-

vi) CIMA No.