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2025 Supreme(Mad) 2561

BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT
Mr.Justice R.Vijayakumar, J
ICICI Lombard General Insurance Limited – Appellant
Versus
Lakshmana Mudaliar Selvakani – Respondent


Advocates:
Advocate Appeared:
For the Appellant : Mr.Isaac Mohanlal Senior Counsel for M/.Isaac Chamber
For the Respondent: Mr.B.Saravanan Senior Counsel For Mr.V.Sakthivel

ORDER :

R.VIJAYAKUMAR, J.

The appellant in the First Appeal No.795 of 2024 on the file of the National Consumer Disputes Redressal Commission, New Delhi has filed the present revision petition challenging the dismissal of their application for condonation the delay of 101 days in filing the first appeal.

2.The respondent herein has purchased Overseas Insurance Policy for himself and his wife from the petitioner insurance company for a sum of 1,00,000 U.S.Dollar. According to the complainant, at the time of taking policy, he had furnished all his personal records and medical records of his wife. The policy was issued on 16.06.2018 covering the period between 24.06.2018 and 14.12.2018. When the respondent was at San Francisco, USA, on 12.11.2018 he felt discomfort and he was admitted to the hospital where he was diagnosed that he was affected with hypertension due to coronary artery disease. On 12.11.2018, he was given coronary angioplasty with stent replacement. After following medical care, he was discharged. He had submitted his claim form to the petitioner insurance company on 14.03.2019.

3.The petitioner/Insurance Company had repudiated the claim on the ground that coronary artery d

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