IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH
ANIL KSHETARPAL, J.
Parbhu Ram – Appellant
Versus
Shamo Devi & Ors. – Respondent
R.S.A.No. 550 of 1994
Decided On : 18-03-2024
MORTGAGE - PRE-EMPTION - The court addressed the issue of the period for redemption of a usufructuary mortgage, interpreting the relevant legal provisions and the implications of the Supreme Court's ruling in Singh Ram case. The court concluded that the period for redemption does not commence from the date of the mortgage, thus allowing the plaintiff's appeal despite the lower courts' dismissal based on the lapse of the redemption period.
Fact of the Case:
The plaintiff filed a suit for pre-emption regarding a usufructuary mortgage on land, which was dismissed by lower courts on the grounds that the period for redemption had lapsed.
Finding of the Court:
The court found that the dismissal was erroneous based on the interpretation of the redemption period as established by the Supreme Court, and noted that the plaintiff's appeal should be allowed.
Issues: Whether the period for redemption of the mortgage begins from the date of the mortgage and the implications of the plaintiff's death on the suit.
Ratio Decidendi: The court held that the period for redemption does not start from the date of the mortgage, referencing the Supreme Court's ruling, and that the suit could proceed despite the plaintiff's death as per the amended provisions of the Code of Civil Procedure.
Result: The appeal was allowed, the suit was decreed, and the plaintiff was entitled to redeem the mortgage within the time prescribed under the Limitation Act, 1963.
JUDGMENT :
Mr. Anil Kshetarpal, J. :- This is plaintiff’s regular second appeal against the concurrent findings of fact arrived at by the Courts below while dismissing his suit for pre-emption by way of mortgage with respect to the land measuring 1 bigha 14 biswas out of 3 bigha land.
2. The learned counsel representing the parties are ad idem that the mortgage created on 13.08.1959 against payment of Rs.271.43/- was a usufructuary mortgage. It has also been brought to the notice of the Court that the suit filed by the plaintiff has been dismissed on the ground that the period for redemption has lapsed.
3. The learned counsel representing the appellant submits that in view of the judgment passed by the Larger Bench of the Supreme Court in Singh Ram (deceased) through LRs Vs. Sheo Ram and others, AIR 2014 SC 344, the period for redemption of mortgage will not begin to run from the date of mortgage and therefore, both the Courts have erred in dismissing the plaintiff’s suit.
4. Per contra, the learned counsel representing the respondents submits that the appellant has died and no one has come forward to bring his legal representative on record. He submits that the appellant has not left behind any legal representative.
5. This Court has considered the submissions of the learned counsel representing the parties.
6. As per Order XXII Rule 3(2) of the Code of Civil Procedure, 1908, as substituted by the States of Punjab, Haryana and Union Territory, Chandigarh, where within the time limited by law no application is made under sub-rule (1), the suit shall abate as against the deceased plaintiff and the judgment may be pronounced notwithstanding his death, which shall have same effect as if it is pronounced before the death took place and the contract between the deceased and his pleader in that event shall continue to subsist. This amendment was incorporated, with effect from 21.02.1992.
7. Keeping in view the undisputed facts, the appeal deserves to be allowed.
8. The suit filed by the plaintiff shall stand decreed. He shall be entitled to redeem the mortgage within the time prescribed under the schedule attached to the Limitation Act, 1963.
9. All the pending miscellaneous applications, if any, are also disposed of.
The period for redemption of a usufructuary mortgage does not commence from the date of the mortgage, allowing for the possibility of redemption even after the lapse of time if the legal provisions p....
The central legal point established in the judgment is that once a mortgage is created, the mortgagor has a right to redeem the mortgage at any point of time, based on the principle that once a mortg....
A mortgage suit filed prematurely must be dismissed; agreements to delay possession do not validate such suits.
In usufructuary mortgages, the limitation period for redemption starts not from the mortgage date but from the date payment is made, preserving the mortgagor's right until then.
Login now and unlock free premium legal research
Login to SupremeToday AI and access free legal analysis, AI highlights, and smart tools.
Login
now!
India’s Legal research and Law Firm App, Download now!
Copyright © 2023 Vikas Info Solution Pvt Ltd. All Rights Reserved.