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2023 Supreme(P&H) 2072

G. S. SANDHAWALIA, GURBIR SINGH
Bank of Baroda – Appellant
Versus
District Magistrate, Ludhiana – Respondent


Advocates Appeared:
Mr. Aalok Jagga, Advocate; For the Petitioner
Mr. Navneet Singh, Sr. DAG, Punjab.
Mr. Vikas Bali, Advocate, for Respondent Nos.2 and 3.

Table of Content
1. writ petitions with common questions of fact and law (Para 1 , 2 , 9)
2. bank's procedural deficiencies in applications (Para 3 , 4 , 5 , 6 , 7 , 10)
3. judicial interpretation of section 14 powers (Para 12 , 13 , 14 , 15)
4. bank's applications must clarify discrepancies (Para 16 , 17)
5. court's directive for filing fresh applications (Para 18 , 19)

JUDGMENT

Mr. G.S.Sandhawalia, J.

The present judgment shall dispose of two writ petitions i.e. CWP Nos. 5349 and 5378 of 2021 as common questions of facts and law are involved in both the writ petitions.

Facts of CWP No. 5349 of 2021

2. The present writ petition filed under Article 226/227 of the Constitution of India challenges the order dated 14.01.2020 (Annexure P-7) passed by the District Magistrate, Ludhiana whereby the application filed under Section 14 of the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (in short 'the Act') was dismissed. Directions are further sought to take a decision on another application dated 01.09.2020 (Annexure P-10), which is stated to be pending.

3. A perusal of the impugned order dated 14.01.2020 (Annexure P- 7) would go on to show t

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