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2025 Supreme(P&H) 611

IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH
VIKRAM AGGARWAL
Cholamandalam Investment And Finance Company Ltd. – Appellant
Versus
Rajender Kaur – Respondent


Advocates:
Advocate Appeared:
For the Appellant :Mr. Sidharth Chopra, Advocate, and Mr. Manav Bajaj, Advocate
For the Respondent:Mr. R.S. Mamli, Advocate

Judgement Key Points

Key Points: - (!) - (!) - (!) - (!) - (!) - (!) - (!) - (!) - (!)

How to determine whether the Civil Court has jurisdiction under Section 34 SARFAESI Act when an ex-parte proceeding and injunction were issued?

What is the appropriate remedy when a party challenges an ex-parte order under Article 227 in light of Section 34 SARFAESI Act?

What are the conditions under which a Civil Court may exercise jurisdiction despite the bar imposed by Section 34 SARFAESI Act, particularly in cases alleging fraud?


Table of Content
1. petition challenges lower court order under article 227. (Para 1 , 2 , 3 , 4)
2. contradictory claims hinder clarity on property ownership. (Para 11 , 12 , 15 , 19)
3. jurisdiction issues stemming from sarfaesi act. (Para 20 , 21 , 22 , 23)
4. final directive for expeditious handling and application. (Para 28 , 29 , 30 , 31)

JUDGMENT :

Vikram Aggarwal, J.

The instant petition, preferred under Article 227 of the Constitution of India, assails the order dated 03.03.2025 (Annexure P.1) passed by the Court of Civil Judge (Junior Division), Faridabad vide which the defence of the petitioner was struck off and the operation of notice dated 11.02.2025 regarding possession proceedings initiated qua suit house, was stayed.

2. Shorn of unnecessary details, the facts as emanating from the revision petition are that one Kuljeet Singh and Jasbir Kaur (since deceased), availed a loan of Rs.45,86,854/- from the petitioner and the requisite loan agreement was executed. Property bearing No. 1/727 measuring 100 square yards situated in Block-C, Raja Garden Colony, Faridabad (hereinafter referred to as 'the suit property') was mortgaged with the petitioner at the time of availing the afor

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