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2023 Supreme(All) 701

IN THE HIGH COURT OF ALLAHABAD
JASPREET SINGH, J.
United India Insurance Co. Ltd. Regional Office, Lko. Thru. Manager - Appellant
Versus
Smt. Sheela And Others - Respondent
First Appeal From Order No. 238 of 2022
Decided On : 15-05-2023

Advocates Appeared:
For the Appellant : Tarun Kumar Misra.
For the Respondent: Raj Kumar Vishwakarma, Firoz Ahmad Khan, Jagjit Sodhi.

Headnote:

Central Motor Vehicle Rules, 1989 – Rule 9 (3), 132 – Motor Vehicles Act, 1988 – Section 14 (2) (a), 166, 149 – Liability absolutely – Claiming Compensation – Accident claim – Rash and negligent driving – Held, In light of aforesaid decision (supra) it would be clear that Insurance Company cannot absolve its liability absolutely, however, though, driver had a license, award is to be satisfied by Insurance Company qua claimant-respondent but appellant-insurance company is entitled to recover amount from owner of offending vehicle (insured) – Court is of clear view that Tribunal has erred in deciding issue no. 3 and fastening entire liability on Insurance Company without granting right of recovery to insurer – Award in so far as it relates to all findings including quantum is affirmed with modification that Insurance Company shall indemnify award and shall be at liberty to recover same from respondent no. 5 who is owner of offending vehicle in accordance with law as provided in Oriental Insurance Company – Appeal partly allowed.

JUDGMENT :

(Jaspreet Singh, J.)

1. Heard Sri Tarun Kumar Mishra, learned counsel for the appellant and Sri Firoz Ahmad Khan, learned counsel for the claimants-respondents no. 5 and 6. Sri Jagjit Singh Sodhi, learned counsel for the claimant-respondents no. 1 to 4

2. The insurance company, as appellants, have instituted the aforesaid appeal against the award dated 18.11.2021 passed by the Motor Accident Claims Tribunal (South), Lucknow in Claim Petition No. 564 of 2017 whereby the Claims Tribunal has awarded a sum of Rs. 18,69,280/-along with 7% interest from the date of the application till the date of the payment in favour of the claimant-respondents no. 1 to 4 and the said award has been passed against the Insurance Company.

3. The learned counsel for the appellant while assailing the award has raised a solitary contention. The thrust of the arguments is that the accident occurred on account of rash and negligent driving of the offending Gas Tanker bearing No. UP 17 AT 1890, however, though, no appeal has been preferred by the owner and the driver regarding the aforesaid finding but the Insurance Company has escalated the matter on the premise that the driver of the offending Gas Tanker did not have a valid and an effective driving license, inasmuch as, on the date of the accident i.e. 29.07.2017, the driver of the aforesaid Gas Tanker namely Rajesh Kumar did not have the requisite endorsement on his driving license authorizing him to drive a transportation vehicle containing hazardous goods.

4. It is further submitted that a specific issue was framed by the Tribunal to the effect whether the driver of the said tanker had a valid and effective driving license and while answering the same, the Tribunal held that the driver of the aforesaid tanker had a valid license and fastened the liability on the Insurance Company. It was of the view that since the accident did not occur on account of any leakage or as a direct consequence of a hazardous good itself contained in the said tanker, therefore, the Insurance Company cannot be absolved of its liability.

5. It is further urged that the Tribunal completely misdirected itself, inasmuch as, it did not consider that the driver did not have the requisite endorsement on his license regarding the authorization to drive a transportation vehicle carrying hazardous goods and in absence of any such endorsement, it cannot be said that that the driver was authorized, hence, this being contrary to the relevant Rule 9 (3) of Central Motor Vehicle Rules, 1989 read with Section 14 (2) (a) of the Motor Vehicles Act, 1988, it would indicate that the driver was not authorized which in effect amounts to driving the vehicle without an authority and as such the Insurance Company could not be fastened with the aforesaid liability and moreover the Tribunal has further erred in not even granting the recovery rights which has resulted in sheer miscarriage of justice.

6. Per contra, Sri Firoz Ahmad Khan, learned counsel for the respondents no. 5 and 6 submits that the vehicle in question was duly insured and the driver had a valid driving license and also noticing the fact that the accident occurred and the death was not on account of the use or consequence of the hazardous goods, therefore, it cannot be said that the view taken by the Tribunal was incorrect. It is also submitted that the driving license of the respondent no. 5 was valid and subsisting, accordingly, the appeal deserves to be dismissed.

7. The learned counsel for the claimant-respondents no. 1 to 4 has submitted that even though the award has been passed in favour of the claimant-respondent nos. 1 to 4 yet because of the subsisting interim order passed in the appeal dated 21.06.2022, not a single penny has been provided to the claimant-respondent nos. 1 to 4 despite they have lost their earning family member and that appeal deserves to be dis

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