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2026 Supreme(All) 42

HIGH COURT OF JUDICATURE AT ALLAHABAD 
SANDEEP JAIN, J.
The New India Assurance Co. Ltd. - Appellants 
Versus
Smt. Luxmi Devi Dubey And Others – Respondents
First Appeal From Order No. 1642 of 2011 
Decided On : 22-01-2026

Advocates Appeared:
For the Appellants : Rahul Sahai
For the Respondents: Rakesh Kumar Porwal

The court confirmed the nexus between accident-related injuries and subsequent death due to tetanus, holding the insurance company liable for compensation.

Headnote:(A) Motor Vehicles Act, 1988 - Section 173 - Appeal against an award for compensation for death in a motor vehicle accident - The court affirmed the Tribunal's finding of negligence by the car driver and confirmed compensation of Rs. 13,57,000/- with 6% interest. The court held that injuries sustained resulted in tetanus, directly causing death. (Paras 1-25)

(B) Negligence - The court established that injuries from the accident caused subsequent tetanus, leading to death, and sufficient evidence supported this link. (Paras 10-14)

(C) Evidence - Oral testimonies indicated that the car collided with the motorcycle after swerving to avoid a stray animal, establishing the driver's negligence. The insurance claim was contested on the basis of alleged lack of negligence, which was rejected by the court. (Paras 1-9)

(D) The award of compensation was found adequate, and, without cross-appeals from claimants, modifications were not considered. (Paras 16-18)

Facts of the case:
The appeal arose from an accident on 21.01.2008 that resulted in the death of Ramakant Dubey due to tetanus after initial injuries from a motorcycle crash caused by the negligent driving of an insured vehicle.

Findings of Court:
The injuries sustained by the deceased directly led to his treatment for tetanus, which caused his death, and the Tribunal's award of compensation was justified.

Issues: The primary issues were the negligence of the vehicle driver's conduct and the connection between the accident-induced injuries and the subsequent cause of death.

Ratio Decidendi: The court upheld that tetanus resulting from injuries in an accident is a direct consequence, affirming that the Tribunal's findings on negligence were sound and addressing the claimants' concerns appropriately.

Result: The appeal is dismissed, affirming the Tribunal's award.

Table of Content
1. endorsement of legal heirs in appeal. (Para 1 , 2)
2. appellant’s appeal against compensation for death due to accident. (Para 4 , 8 , 18)
3. arguments concerning negligence of the driver. (Para 5 , 6 , 7)
4. nexus between accident injuries and death. (Para 9 , 10 , 11)
5. legal precedents on causation and negligence. (Para 12 , 13 , 14)
6. affirmation of tribunal ruling on nexus. (Para 16)
7. dismissal of appeal and directives for compensation. (Para 20 , 22 , 24)

JUDGMENT :

SANDEEP JAIN, J.

Order on Civil Misc. Application No. Nil of 2025

1. Learned counsel for the appellant-insurance company submitted that respondent no. 3- Gaurav Dubey, has died on 25-4-2024, and his legal heirs are already on record, as such, an endorsement to this effect be recorded in the memo of appeal in the array of parties after his name.

2. Learned counsel for the claimants-respondents has not opposed the above application.

3. In view of this, the application is allowed

4. Learned counsel for the appellant-insurance company is directed to incorporate the required endorsement in the memo of appeal today.

Order on Appeal :-

1. The instant appeal under Section 173 of the Motor Vehicles Act, 1988 has been preferred by the Insurer of the offending car no. UP-78-Q-9280 against the impugned Judgment and Award dated 25.01.2011 passed by Motor Accidents Claims Tribunal/ District Judge, Etawah, in Motor Accident Claim Petition No. 403/2008 (Smt. Luxmi Devi Dubey and three others v. Smt. Anwari Begum and another), whereby for the untimely death of Ramakant Dubey on 12.02.2008 due to the injuries suffered in a road accident which occurred on 21.01.2008, a compensation of Rs. 13,57,000/- along with interest at the rate of 6% per annum has been awarded to the claimants which has been ordered to be indemnified by the Insurer of the aforesaid offending vehicle.

2. Learned counsel for the appellant- Insurance Company submitted that there was no negligence of the offending driver in the alleged accident, but the Tribunal has held otherwise. Learned counsel submitted that at the time of accident, an ox suddenly crossed the road, and in order avoid collision with it, the driver swerved his car and hit the deceased, in which, there was no negligence on the part of the offending car driver. It was further submitted that the deceased did not suffer any fatal injury in the accident. In fact, after treatment, he was discharged from the hospital on 3-2-2008, but due to tetanus, he was again admitted to the hospital on 4-2- 2008, where he died during treatment on 12-2-2008. He further submitted that there was no nexus between the injuries suffered by the deceased and his cause of death, which was tetanus, as such, the Tribunal has erred in concluding that the deceased died due to the injuries suffered in the accident. With these submissions, it was prayed that the appeal be allowed and the impugned judgment and award of the Tribunal be set aside.

3. Per contra, learned counsel for the claimants-respondents submitted that the deceased suffered grievous injuries in the accident, due to which, he developed tetanus and died subsequently, as such, there was close nexus between the injuries suffered by the deceased and his cause of death, which was duly proved by documentary evidence on record. As such, the Tribunal has not erred in ordering the appellant to indemnify the compensation payable to the claimants. It was further submitted that the Tribunal has, in fact, awarded less compensation to the claimants, which be enhanced in accordance with law.

4. I have heard the learned counsel of both the sides and perused the record of the lower court.

5. From the perusal of the record of the lower court, it is evident that the owner of the offending car- Smt. Anwari Begum, in her written statement, has accepted the factum of the accident and has stated that it occurred due to divine intervention, since a stray animal suddenly came on the road. She further averred that the accident occ

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