D.K. Paliwal, J.

The Writ petition No.3368/2012 preferred by Smt. Anita Sadana (auction purchaser) and W.P. No.3676/2012 preferred by State Bank of India are being disposed of by this common order as both the writ petitions have been preferred under Article 227 of the Constitution of India for quashing of the order Annexure P-1 passed by respondent No.-4 Debts Recovery Appellate Tribunal, Allahabad in appeal No. R-54/11 dated 12.03.2012 confirming the order passed by respondent No.-3 Debts Recovery Tribunal, Jabalpur in S.A. No.66 /2010 dated 24.02.2011, allowing the appeal of the respondent Baljinder Kaur.

2. For the purpose of consideration of the matter the facts stated in W.P. No.3676 are being mentioned.

3. The erstwhile State Bank of Indore, Gurudwara Chowk-Agra, Bombay Road, Shivpuri merged into the State Bank of India. The respondent No.-1 Smt. Baljinder Kaur borrowed money and mortgaged her house property. However she failed to pay dues as per the agreement. The petitioner bank claimed outstanding amount of Rs. 4,18,649/- from the borrower vide notice under Rules 6 and 8 of the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest