IN THE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD
SAMBASIVA RAO NAIDU, J.
K. Suguna – Petitioner
Versus
Veladri Pulla – Respondent
MACMA No. 69 of 2018
Decided On : 27-04-2022
Motor Vehicle Accident - Motor Vehicles Act - Sections 163-A, 166 - The court discussed the involvement of a motorbike, insurance policy against the bike, and death of an individual by use of the said vehicle. The court also considered the legal principles established in the judgments reported in (2009) 13 SCC 710 and 2013 (4) ALT 574, which emphasized the need to establish the deceased was not responsible for the accident and the requirement to prove insurance coverage to make the insurance company liable for compensation.
Fact of the Case:
The deceased died in a motor vehicle accident, and the claimants filed a petition seeking compensation. The trial Court dismissed the petition on the ground of delay in lodging the complaint with the police.
Finding of the Court:
The court found that the deceased could not be treated as a third party, and in the absence of evidence that the owner of the vehicle paid extra premium to cover the risk of the owner, the claimants were not entitled to any compensation from the insurer under Sections 163 and 166 of the Motor Vehicles Act.
Issues: The issues included the cause of the deceased's death, entitlement to claim compensation, truth of the age, occupation, and income claimed by the petitioner, and the relief sought.
Ratio Decidendi: The court relied on legal principles established in previous judgments to determine the liability of the insurance company and the claimants' entitlement to compensation.
Final Decision: The appeal was dismissed, and no costs were awarded.
JUDGMENT :
SAMBASIVA RAO NAIDU, J.
1. This appeal has been preferred by the appellants who are claimants/petitioners in M.V.O.P. No. 115 of 2013 on the file of Motor Accident Claims Tribunal-cum-Principal District Judge at Nalgonda. This appeal is preferred against the award passed by the Court below dated 30.05.2017 by which the petition filed by the appellants/petitioners herein was dismissed by the lower Court.
2. The said petition was filed by the petitioners claiming an amount of Rs. 6,00,000/- for the death of one Esthari (who herein after will be referred as deceased). The first appellant herein is the wife and other appellants are children of the deceased. According to the averments made in the above referred petition, it was the case of the appellants/petitioners that on 25-11-2012, the deceased went to Koppole village to attend the marriage of their relatives and returned home in the evening hours and at about 5.30 p.m. when he reached Gurrampude Village, the deceased fell down from Hero Honda Passion Pro Motorcycle, as a result, he received severe injuries and immediately, he was shifted to Hospital at Nalgonda. Later, he was shifted to Titan Hospital, Hyderabad, where he died while undergoing treatment on 29-11-2012. The appellants have claimed that the accident occurred due to the rash and negligent driving by the deceased himself. The bike belongs to the first respondent herein. A complaint was lodged with the police Gurrampude and a case was registered under Section 304-A of IPC. The appellants have filed the petition against the owner of the motorbike and insurance company, from which a policy was obtained against the said bike. The first respondent/respondent No. 1 remained ex-parte. The insurance company i.e. the present appellant contested the petition. They filed a counter denying the material averments of the petition including the policy issued against the vehicle, involvement of the bike in the accident and pleaded that the bike was falsely implicated in the case only for the purpose of insurance claim. Based on the above contentions, the trial Court framed the following four issues:
2. Whether the petitioner is entitled to claim compensation? If so, to what amount and from whom?
3. Whether the age, occupation and income claimed by the Petitioner is true?
4. To what relief?
3. The wife of the deceased has been examined as PW-1 and she has marked Exs.A1 to A9. The contesting respondent examined RW-1 and marked Exs.B1 to B3. The trial Court did not accept the claim of the appellants herein and dismissed the petition vide order dated 31-5-2017.
4. The appeal is filed on the following grounds:
5. The learned counsel for the appellants has submitted that there is no dispute about the death of the deceased in a motor cycle accident. Since the petition is filed under Section 163 of Motor Vehicles Act, it is sufficient, if the appellants are able to show the involvement of a motor bike, insurance policy against the bike and death of an individual by use of the said vehicle. Even though, the appellants are able to prove all these aspects, the Tribunal came to a wrong conc
Ningamma and Another vs. United India Insurance Co. Ltd. (2009) 13 SCC 710
The need to establish the deceased was not responsible for the accident and the requirement to prove insurance coverage to make the insurance company liable for compensation.
Legal heirs of the tort-feasor are not entitled to maintain a claim petition under Section 163-A of the Motor Vehicles Act against the insurer of the motorcycle.
The legal heirs of the deceased, as the tort-feasor, were not entitled to maintain the claim petition under Section 163-A of the Motor Vehicles Act against the appellant-Insurance Company.
The main legal point established in the judgment is the non-maintainability of a claim under Section 163A of the Motor Vehicles Act, 1988 when the owner himself is involved in the accident.
A borrower of a vehicle cannot claim compensation under Section 163-A of the Motor Vehicles Act as they step into the shoes of the owner and are not considered a third party.
The main legal point established in the judgment is the interpretation and application of Section 163(a) of the MV Act, including the maintainability of claim petitions and the insurer's ability to r....
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