IN THE HIGH COURT FOR THE STATE OF TELANGANA AT HYDERABAD
SUDDALA CHALAPATHI RAO
United India Insurance Company Limited, Rep. By Its Regional Manager – Appellant
Versus
Dandu Amshamma, W/o. Saidulu – Respondent
JUDGMENT :
SUDDALA CHALAPATHI RAO, J.
1. Heard learned counsel Sri M.Rama Krishna for the appellant- insurance company and the learned counsel Sri M.Yadaiah, for the respondent-claimant and none for the respondent No.2-owner of the crime vehicle.
2. The present appeal has been filed by the appellant-insurance company challenging the award passed by the Chairman, Motor Accidents Claims Tribunal (Judge, Family Court) at Nalgonda (for short, ‘Tribunal’) in M.V.O.P.No.573 of 2018, dated 09.05.2022, wherein the claim of the petitioners/respondent Nos.1 and 2 herein was allowed in part, awarding compensation of Rs.11,79,400/- with interest at 7.5% per annum from the date of filing of the petition till date of deposit with proportionate costs.
3. The brief facts of the case are that, on 24.08.2011, at about 10.45 a.m., one Dandu Kiran (hereinafter referred to as the “deceased”) completed his work at Kompally and thereafter proceeded to his village on his motorcycle bearing registration No.AP-24-AM-4703, riding cautiously on the extreme left side of the road and when he reached Kammagudem of Chikatimamidi village at about 7.30 p.m., he dashed against a Road Roller bearing registration No.AP-2
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Negligence in parking a vehicle and lack of a valid driving license establish liability, with the owner accountable for compensation despite potential contributory negligence from the claimant.
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The court established the principle of pay and recover, holding the insurance company liable to pay first and then recover from the insured.
The insurer must prove that the insured's breach of policy conditions is willful to avoid liability, even if the driver holds a fake license.
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