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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
C. Viswanath (Presiding Member), Ram Surat Ram Maurya (Member)
Private Limited Company – Appellant
Versus
Opposite Party No. 1 & Opposite Party No. 2 – Respondent
| Table of Content |
|---|
| 1. complaint filed under the consumer protection act. (Para 1 , 2 , 3) |
| 2. fire incident causing loss verified by surveyors. (Para 4 , 5) |
| 3. opposite parties' arguments on insurable interest. (Para 6 , 7 , 11 , 13) |
| 4. court's observations on maintainability and summary proceedings. (Para 9 , 15 , 16) |
| 5. legal standing confirmed for insurable interest of the complainant. (Para 17 , 19) |
| 6. final ruling regarding claim assessment and its payment. (Para 22) |
1. The present Complaint is filed under S.21(a)(1) of the Consumer Protection Act, 1986 .
2. The Complainant is a Private Limited Company, with registered office at 37, Vaidyanatha Mudali Street, Chennai and Branch Office at C - 175, Hosiery Complex, Phase - II, Noida, U.P. The Complainant is engaged in the business of manufacturing, import export and deals in all kinds of pharmaceuticals, cosmetics, drugs and chemical products etc.
3. The case of the Complainant is that it insured its godown at C - 175, Hosiery Complex, Phase II, Noida from Opposite Party No. 1 valid from 30.1.2009 to 29.01.2010 for an amount of Rs. 4,00,00,000 by purchasing a Standard Fire and Special Perils Policy No. 272102/11/2009/287. The Policy was re
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