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2026 Supreme(Online)(Ker) 5346

IN THE HIGH COURT OF KERALA AT ERNAKULAM
MR. ANIL K. NARENDRAN, MR. MURALEE KRISHNA S., JJ
ANOOP KUMAR C – Appellant
Versus
STATE BANK OF INDIA – Respondent


Advocates:
For the Appellants/Petitioners: SHRI.ATUL SOHAN, SMT.R.REJI, SMT.SREEJA SOHAN K., SHRI.K.V.SOHAN
For the Respondents: SRI. JITHESH MENON, SC, SBI

JUDGMENT

Anil K. Narendran, J.

The appellant filed W.P.(C)No.46394 of 2025, invoking the writ jurisdiction of this Court under Article 226 of the Constitution of India , seeking a declaration that the auction proceedings initiated by the respondents, i.e., the State Bank of India and its Authorised Officer is illegal; a writ of certiorari to quash Ext.P4 sale notice dated 20.11.2025 issued by the 2nd respondent Authorised Officer as the same is illegal, void and violative of Rule 9(1) of the Security Interest (Enforcement) Rules, 2002, due to non-publication on the designated portal and for arbitrary gross undervaluation; a writ of mandamus granting the petitioner a period of four months to clear the entire outstanding liability, by liquidating his foreign assets, keeping the sale proceedings in abeyance; and a writ of mandamus commanding the respondents to forthwith furnish a copy of the valuation report relied on in Ext.P4.

2. Going by the averments in the writ petition, the appellant-petitioner availed a Home Loan from the 1st respondent Bank, on 17.10.2018, for a total limit of Rs.2,06,71,000/-. The said loan was secured by an equitable mortgage over 12.55 Ares of land and a res

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