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IN THE HIGH COURT OF KERALA AT ERNAKULAM
ANIL K. NARENDRAN, MURALEE KRISHNA S., JJ
SAJI ALEX – Appellant
Versus
STATE BANK OF INDIA – Respondent
| Table of Content |
|---|
| 1. the borrowers sought return of loan security documents post repayment. (Para 1 , 2 , 3) |
| 2. delayed legal action limits jurisdiction under article 226. (Para 4 , 5) |
| 3. bank records retention governed by regulatory rules. (Para 6 , 7 , 8) |
| 4. statutory limitations bar enforcement of stale claims. (Para 10 , 11 , 12 , 13) |
Anil K. Narendran, J.
The appellants filed W.P.(C)No.38087 of 2024 before this Court, invoking the writ jurisdiction under Article 226 of the Constitution of India, seeking a writ of mandamus commanding the 5th respondent Branch Manager, State Bank of India, Main Branch, Thiruvalla, to return all the documents submitted by them, including the original title deed bearing No.3891 of 2004 of the Sub Registrar Office, Paipra, dated 24.04.2007, expeditiously, within a time limit to be fixed by this Court.
2. Going by the averments in the writ petition, the petitioners had availed a loan from the Main Branch of the State Bank of India, Thiruvalla for the construction of a residential building. They deposited 12 documents with the 5th respondent Branch Manager, in order to obtain the said loan, on 24.04.2007. The documents deposited include the original title de
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