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2026 Supreme(Online)(Ker) 26910

IN THE HIGH COURT OF KERALA AT ERNAKULAM
Anil K. Narendran, Muralee Krishna S., JJ
Abdul Kareem P. – Appellant
Versus
Union Bank of India – Respondent


Advocates:
For the Appellants/Petitioners: SRI.DINESH R.SHENOY, SMT.SHANTHIPRIYA D. SHENOY, SHRI.MOHAMED SHALI NAMSHAD, SMT.ANJANA A., SHRI.ANANDA SUBRAMANIAM
For the Respondents: SRI.C. MURALIKRISHNAN (PAYYANUR)

Table of Content
1. writ petition dismissed directing drt remedy. (Para 2 , 3)
2. appellant seeks review; bank cites defaults. (Para 4 , 5)
3. sarfaesi section 17 provides expeditious remedy. (Para 7)

The petitioner has filed W.P.(C)No.42912 of 2025, invoking the extraordinary jurisdiction of this Court under Article 226 of the Constitution of India , seeking a writ of mandamus commanding 1st respondent Union Bank of India to consider and pass orders on Ext.P7 representation dated 09.05.2025 and grant at least 12 equated monthly instalments, after hearing the petitioner and the 2nd respondent, within a time frame to be fixed by this Court, before any coercive proceedings are undertaken by the bank under the provisions of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act).

2. The learned Single Judge, by the impugned judgment dated 26.03.2026, dismissed the writ petition, without prejudice to the contentions and right of the petitioner to avail the statutory remedy. Paragraphs 3, 4 and also the last paragraph of that judgment read thus;

“3. The learned counsel for the 1st respondent vehemently opposed entertaining this

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