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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
Mr. Subhash Chandra, PRESIDING MEMBER, AVM J. Rajendra, MEMBER
National Insurance Co. Ltd. – Appellant
Versus
Shri Ramesh Kanji Cham – Respondent
| Table of Content |
|---|
| 1. introduction of appeal and its purpose. (Para 1 , 2 , 3) |
| 2. details of insurance claim and subsequent actions. (Para 4 , 5 , 6) |
| 3. arguments and claims by opposite party. (Para 9 , 10) |
| 4. court observations regarding delay and decision making. (Para 12 , 13 , 14 , 15 , 16) |
| 5. final verdict and directions from the court. (Para 22 , 23 , 24) |
JUDGMENT
1. The Appellants/OPs filed the instant Appeal under Section 19 of the Consumer Protection Act, 1986 (“the Act”), against State Consumer Disputes Redressal Commission, Lucknow (“State Commission”) Order dated 30.04.2010 in CC No. 01/2006 allowing the Complaint.
2. As per the Registry report, there is 76 days delay in filing this Appeal. For the reasons stated in IA/02/2010, the delay is condoned.
3. For convenience, the parties in the present matter are being referred to as per position held in the Consumer Complaint.
4. Brief facts of the case, as per the Complainant, are that the Complainant is the owner of Motor Vessel "MIRAJ" utilized for self- employment in the shipping business, transporting materials between locations as per customer requirements. The Complainant adhered to the pre-requisite terms of Opposite Party (OP
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