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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
Sudip Ahluwalia, President, Anoop Kumar Mendiratta, Member
ICICI Lombard General Insurance Co. Ltd. – Appellant
Versus
Gursewak Singh – Respondent
| Table of Content |
|---|
| 1. claim filed due to accident exceeding policy terms. (Para 2 , 3) |
| 2. argument against repudiation of claim based on vehicle use. (Para 4) |
| 3. court's observation on settlements based on non-standard terms. (Para 5 , 6 , 9) |
| 4. court reiterates necessity of proof in denying claims. (Para 7 , 8) |
| 5. verdict affirming non-standard settlement upheld. (Para 10) |
ORDER
1.The instant Revision Petition has been filed under Section 21 (b) of the Consumer Protection Act , 1986 (for short “the Act”) assailing Order dated 25.04.2018 passed by the learned State Consumer Disputes Redressal Commission, Punjab, Chandigarh (hereinafter referred to as the “State Commission”) in First Appeal No. 182/2018, whereby the Appeal filed by the Insurance Company/OP was dismissed.
There is a delay of 22 days in filing the present Revision Petition. In the interest of justice, the short delay in filing the petition is condoned.
2. In brief, during the subsistence of valid Private Car Package Policy, the car owned by the complainant met with an accident on 26.03.2017 which would be treated as a total loss. An FIR was registered at PS Sadar, Karnal in this regard. The Insurance Company repudiated the clai
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