MANOJ MISRA, J.

1. This statutory appeal arises from a judgment and order of the National Consumer Disputes Redressal Commission at New Delhi1, dated 13.03.2023, in Consumer Complaint No. 2866 of 2017, whereby the consumer complaint of the inter alia appellant was dismissed, , on the ground that the Signature Not Verified

Digitally signed by CHETAN ARORA Date: 2026.03.19

Reason:

1 NCDRC

complainant (i.e., the appellant herein) is not a consumer as per Section 2(1)(d) of the Consumer Protection Act, 19862.

FACTS

2. The appellant, a company incorporated, filed a consumer complaint against Vijaya Bank, Bank (the respondent), inter alia, alleging that it had invested a sum of Rs. 9,00,00,000 (Rs.9 Crores), by way of a fixed deposit, with the Bank, for a period of one year, w.e.f. 28.02.2014, and evidencing the transaction a fixed deposit receipt, FDR dated 03.03.2014 was issued to the appellant and even interest payable on the said FDR was credited in the account of the appellant on 26.03.2014 after deducting TDS, Tax Deducted at Source. However, on 27.06.2014, the appellant received a letter from the Bank about sanction of a loan/credit facility/ overdraft of Rs. 8.10 Crores against the FDR.