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Checking relevance for Mandvi Co-Op. Bank Ltd. VS Nimesh B. Thakore...

Checking relevance for K. S. Joseph VS Philips Carbon Black Ltd. ...

K. S. Joseph VS Philips Carbon Black Ltd. - 2016 4 Supreme 602 : In view of Section 145 of the Negotiable Instruments Act, 1881, the complainant is entitled to give evidence on affidavit, and such affidavit is admissible in any enquiry, trial, or other proceeding under the Code of Criminal Procedure, 1973. The requirement of examining the complainant on solemn affirmation under Section 200 CrPC has been done away with by Section 145. Therefore, taking cognizance without examining the complainant on solemn affirmation does not constitute an infirmity if evidence is given on affidavit. The affidavit filed by the complainant is perfectly valid and cannot be disregarded on procedural technicalities, as procedural formalities cannot override the substantive provisions of Section 145 of the NI Act.Checking relevance for A. C. Narayanan VS State of Maharashtra...

A. C. Narayanan VS State of Maharashtra - 2013 6 Supreme 705 : The legal documents confirm that the affidavit filed by the complainant in support of a complaint under Section 138 of the Negotiable Instruments Act, 1881, is perfectly valid and can be relied upon by the Magistrate for issuing process under Section 200 of the Code of Criminal Procedure. The documents explicitly state that it is open to the Magistrate to rely upon the verification in the form of affidavit filed by the complainant, and that the Magistrate is neither mandatorily obliged to call upon the complainant to remain present nor to examine the complainant or witness upon oath. This confirms that procedural technicalities do not override the substantive validity of the affidavit, and that the affidavit is a sufficient basis for the Magistrate to take cognizance of the offence under Section 138 of the N.I. Act.Checking relevance for J. V. Baharuni VS State of Gujarat...

J. V. Baharuni VS State of Gujarat - 2014 0 Supreme(SC) 1024 : The legal document confirms that procedural technicalities cannot override the substantive provisions of Section 145 of the Negotiable Instruments Act, 1881. It explicitly states that the accused has the absolute and unqualified right under Section 145(2) to have the complainant and any witnesses summoned for cross-examination, and that the evidence of the complainant can be given on affidavit, which is valid even in the absence of the accused. The Court further observes that the claim by the accused to demand re-deposition of witnesses whose evidence was given on affidavit would amount to a demand for meaningless duplication aimed at delaying the trial, thereby affirming the validity of affidavit evidence under Section 145 and the primacy of substantive provisions over procedural technicalities.Checking relevance for Virendra Kumar Sharma VS State of U. P. ...

Virendra Kumar Sharma VS State of U. P. - 2021 0 Supreme(All) 1181 : Section 145(1) of the Negotiable Instruments Act, 1881 provides that the evidence of the complainant may be given by him on affidavit, which shall be read in evidence in any inquiry, trial or other proceeding, notwithstanding anything contained in the Code. The court held that for summoning of an accused under Section 138 of the Negotiable Instruments Act, recording of statements under Sections 200 and 202 Cr.P.C. is not required. The Supreme Court has held that even on the basis of an affidavit filed on behalf of the complainant, an accused can be summoned under Section 138, and there is no need to record statements under Sections 200 and 202 Cr.P.C. Therefore, procedural technicalities cannot override the substantive provisions of Section 145 of the NI Act, and the affidavit filed by the complainant is perfectly valid.Checking relevance for Ram Ratan Singh Bisht VS State of Uttarakhand...

Checking relevance for Viral Enterprises VS State of Maharashtra...

Viral Enterprises VS State of Maharashtra - 2024 0 Supreme(Bom) 515 : The court held that the right to provide evidence via affidavit under Section 145 of the Negotiable Instruments Act, 1881 is exclusively granted to the complainant, and the accused does not possess this right. The omission of the term ''''accused'''' in Section 145 was intentional, reflecting legislative intent to expedite trials by restricting affidavit evidence to the complainant. The Supreme Court in Mandvi Cooperative Bank Limited vs. Nimesh B. Thakore confirmed that the complainant''''s affidavit is valid and that the accused cannot rely on affidavit evidence, as doing so would amount to judicial overreach. The procedural provisions of Section 145 cannot override the substantive legislative intent, and the validity of the complainant''''s affidavit is not affected by the accused''''s inability to use affidavits.


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In summary:Procedural technicalities cannot override the substantive provisions of Section 145 of the Negotiable Instruments Act. The affidavit filed by the complainant under this section is valid, admissible evidence, and the special procedural nature of Section 145 ensures its primacy in facilitating swift justice, without being negated by procedural lapses or technicalities.

Section 145 NI Act: Affidavit Trumps Procedural Flaws

In the fast-paced world of commercial transactions, cheque bounce cases under Section 138 of the Negotiable Instruments (NI) Act, 1881, are commonplace. But what happens when procedural hurdles clash with substantive rights? A key question emerges: Procedural Technicalities Cannot Override the Substantive Provisions of Section 145 NI Act and the Affidavit Filed by the Complainant is Perfectly Valid. This principle underscores how courts prioritize efficiency in NI Act trials, ensuring justice isn't delayed by minor formalities.

For businesses and individuals facing dishonored cheques, understanding this balance is crucial. This post delves into the legislative framework, judicial precedents, and practical implications, drawing from authoritative sources. Note: This is general information; consult a legal professional for advice specific to your case.

The Core Legal Principle: Substance Over Procedure

Section 145 of the NI Act explicitly empowers the complainant to provide evidence via affidavit. This provision states that the evidence of the complainant may be given by him on affidavit, which shall be read in evidence in any inquiry, trial or other proceeding, notwithstanding anything contained in the Code (CrPC). Inayat Ali Hashmat Ali Sayyad vs Krishna S/o Ganesh Marke

Procedural technicalities—such as the alleged need to record statements under Sections 200 and 202 of the CrPC—cannot undermine this substantive right. The Supreme Court has affirmed that the affidavit alone suffices for initiating and advancing Section 138 complaints. Virendra Kumar Sharma VS State of U. P. - 2021 0 Supreme(All) 1181

Legislative Intent Behind Section 145

The omission of accused in Section 145(1) was deliberate, limiting affidavit evidence to the complainant. This reflects a clear legislative push to expedite trials in cheque dishonor cases. As noted, the right to give evidence on affidavit is limited to the complainant, and the omission of the word accused was deliberate, reflecting legislative intent. Viral Enterprises VS State of Maharashtra - 2024 0 Supreme(Bom) 515

Chapter XVII of the NI Act (Sections 143-147) aims to streamline proceedings. Courts have consistently upheld affidavits as a procedural measure aimed at expediting the trial process. Viral Enterprises VS State of Maharashtra - 2024 0 Supreme(Bom) 515

Judicial Precedents Reinforcing Affidavit Validity

Landmark rulings cement this position:

In a High Court ruling, the court held: Affidavit sufficient for inquiry proceedings under Section 145 - No procedural irregularity found. Inayat Ali Hashmat Ali Sayyad vs Krishna S/o Ganesh Marke The Magistrate's discretion to accept affidavits in summary trials balances expediency with accused rights. (Paras 7, 8)

Another case dismissed quashing petitions, noting: Section 145 (1) of Negotiable Instruments Act, which is a non obstante provisions cannot be dissected... the provisions of Negotiable Instruments Act would prevail. Man Mohan Singh VS Ankur Enterprises It explicitly states: examination of the complainant on oath as per Section 200 Criminal Procedure Code cannot be insisted upon over and above the provisions of Section 145 (1) of the Act.

When CrPC Sections 200/202 Don't Apply

Defendants often argue that Magistrates must examine complainants under CrPC before issuing process. However, courts reject this in NI Act matters. The provisions of Section 145 do not require the recording of statements under Sections 200 and 202 for the complainant's evidence to be valid. The affidavit itself is sufficient. Virendra Kumar Sharma VS State of U. P. - 2021 0 Supreme(All) 1181

In Inayat Ali Hashmat Ali Sayyad vs Krishna S/o Ganesh Marke - Bombay_HC_HCBM030180482021, the petition challenging a Section 138 complaint for lacking enforceable debt and improper procedure was dismissed. The ratio decidendi: affidavit suffices for evidence in summary proceedings, dismissing the allegation of procedural failure.

Contrastingly, some cases highlight limits. For re-examination, affidavits aren't permitted: evidence in re-examination cannot be given by the complainant by filing an affidavit, as it would be contrary to the scheme of the provisions of the Evidence Act. Gururaj Dhirendrarao Kadim Diwan @ G. D. K. Diwan VS Rajesh Wadhwa - 2012 Supreme(Bom) 1516 This ensures fairness post-chief examination.

Exceptions and Accused Rights

While complainants enjoy affidavit privileges:- Accused cannot file affidavits in defense; they must lead oral evidence or cross-examine. Viral Enterprises VS State of Maharashtra - 2024 0 Supreme(Bom) 515- Cross-examination rights under Section 145(2) remain intact, protecting the accused. Man Mohan Singh VS Ankur Enterprises

Procedural laws aid justice but can't fill evidentiary gaps post-arguments. Kailashpati Polyplast Pvt Ltd vs Raghav Industries - 2025 Supreme(Del) 662 Procedural laws are handmaidens to justice and cannot be... used to remedy prior omissions.

Practical Implications for Cheque Bounce Cases

Key takeaways for litigants:

In bank-related cases, even if drawer/drawee is the same branch, preexisting debt validates complaints if the bank is holder in due course. Simeya Hariramani S/o Dilip Hariramani VS Bank of Baroda Branch Baloda Bazar - 2018 Supreme(Chh) 18

Recommendations for Expeditious Justice

Conclusion: Prioritizing Efficiency in NI Act Trials

Procedural technicalities yield to Section 145's substantive mandate. The complainant's affidavit stands as perfectly valid evidence, fostering quicker resolutions in cheque bounce disputes. This aligns with the NI Act's goal: timely justice without compromising fairness.

Key Takeaways:- Affidavits exclusive to complainants; accused get oral/cross rights.- Supreme Court precedents like Mandvi Bank guide uniform application.- Always verify documents at cognizance for robust proceedings.

This overview draws from established rulings Virendra Kumar Sharma VS State of U. P. - 2021 0 Supreme(All) 1181Viral Enterprises VS State of Maharashtra - 2024 0 Supreme(Bom) 515K. S. Joseph VS Philips Carbon Black Ltd. - 2016 4 Supreme 602. For tailored guidance, seek expert legal counsel.

Disclaimer: This post provides general insights based on public legal interpretations and is not a substitute for professional advice.

#NIAct #Section145 #ChequeBounce
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