JUDGMENT

R.C. Lahoti, J.-The appellant, who was maintaining a Savings Bank Account with the respondent- Bank filed a complaint alleging deficiency of service by the respondent, submitting that the Bank had wrongly debited an amount of Rs. 75,70,352/- in the account of the complainant by honouring such cheques as bore forged signatures of the complainant and in some of the cheques the figures had been altered. Photocopies of such cheques were filed with the complaint. As many as 72 cheques were issued on such dates when one of the two persons purportedly drawing the cheques was already dead. The other one denied his signatures and such disputed signatures did not at all tally with the standard specimen signatures. Suspicion was raised against an official of the respondent- Bank. The complaint was filed after serving notice on the respondent- Bank, which was not complied with.

2. The National Consumer Disputes Redressal Commission, New Delhi (hereinafter, NCDRC, for short), formed an opinion as under:

".... considering the allegations in the complaint and the time that will require to decide the matter, it cannot be perhaps possible for this Commission to take up this matter. Numerous d