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2025 Supreme(SC) 1304

K. VINOD CHANDRAN, N. V. ANJARIA
Haseena – Appellant
Versus
United India Insurance Co. Ltd. – Respondent


Advocates appeared:
For the Appellant(s) : Mr. S.P.Chaly, Sr. Adv. Mr. Roy Abraham, Adv. Ms. Reena Roy, Adv. Mr. Adithya Koshy Roy, Adv. Mr. Yaduinder Lal, Adv. Ms. Rajni Ohri Lal, Adv. Mr. Himinder Lal, AOR
For the Respondent(s): Mr. T. Mahipal, AOR Mr. Rohit Kumar Sinha, Adv.

JUDGMENT :

K. VINOD CHANDRAN, J.

1. The claimants before the Motor Accident Claims Tribunal1[for short, ‘the Tribunal’] were the wife, minor child and the mother of an Excise Guard, who died, allegedly as a result of a motor vehicle accident. The accident occurred on 29.04.2006 when the motorcycle driven by the deceased collided with another motorcycle, owned and driven by the fourth respondent. The accident occurred at about 9 am and the injured victim was taken to a nearby hospital for treatment. The victim was treated as an inpatient from 29.04.2006 till 03.05.2006 and discharged. The injuries suffered by him were compound fracture of second, third and fourth metatarsals of right foot and a simple fracture of the proximal phalanx of left little finger. He also sustained a wound at the fracture site.

2. After getting discharged, the treatment continued as an outpatient till 12.08.2006, subsequent to which he was referred to a higher medical centre for plastic surgery consultation. On 18.09.2006, the victim was admitted to the higher medical centre with a non-healing ulcer on the right foot. The victim was advised to undergo a surgery after which he abruptly died. The cause of death

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