SUPREME COURT OF INDIA
K. VINOD CHANDRAN, N.V. ANJARIA, JJ.
Haseena & Ors. – Appellants
Versus
The United India Insurance Co. Ltd. & Anr. – Respondents
Civil Appeal No. 6621 of 2025
Decided On : 04-09-2025
Motor Vehicles Act, 1988 – Sections 168 and 173 – Death in motor accident – Merely by reason of proximity of accident and death or possibility of acute myocardial infarction occurring for reason of a long bed rest, it cannot be assumed, without clear evidence to substantiate death having been caused as a result of injuries sustained in accident that death occurred by reason of accident – There cannot be found even a preponderance of probability, going by Doctor’s evidence – Court cannot interfere with well-considered Judgment of High Court, which though rejected claim for compensation for death, considered claim for injuries sustained – Findings of High Court upheld. (Paras 11b and 12)
Facts of the case:
Claimants before Motor Accident Claims Tribunal1 were the wife, minor child and the mother of an Excise Guard, who died, allegedly as a result of a motor vehicle accident. The accident occurred on 29.04.2006 when the motorcycle driven by deceased collided with another motorcycle, owned and driven by fourth respondent.
Findings of Court:
Court cannot interfere with well-considered judgment of High Court, which though rejected claim for compensation for death, considered claim for injuries sustained.
Result : Appeal dismissed.
JUDGMENT :
K. VINOD CHANDRAN, J.
1. The claimants before the Motor Accident Claims Tribunal1[for short, ‘the Tribunal’] were the wife, minor child and the mother of an Excise Guard, who died, allegedly as a result of a motor vehicle accident. The accident occurred on 29.04.2006 when the motorcycle driven by the deceased collided with another motorcycle, owned and driven by the fourth respondent. The accident occurred at about 9 am and the injured victim was taken to a nearby hospital for treatment. The victim was treated as an inpatient from 29.04.2006 till 03.05.2006 and discharged. The injuries suffered by him were compound fracture of second, third and fourth metatarsals of right foot and a simple fracture of the proximal phalanx of left little finger. He also sustained a wound at the fracture site.
2. After getting discharged, the treatment continued as an outpatient till 12.08.2006, subsequent to which he was referred to a higher medical centre for plastic surgery consultation. On 18.09.2006, the victim was admitted to the higher medical centre with a non-healing ulcer on the right foot. The victim was advised to undergo a surgery after which he abruptly died. The cause of death was pulmonary embolism/acute myocardial infarction. The death occurred on 18.09.2006, almost five months after the date of the accident. The Tribunal found the death to be a direct consequence of the accident which finding was overturned by the High Court. The appeal is by the claimants against the judgment of the High Court.
3. The factum of the accident and the death is undisputed. The controversy arose insofar as the death occurred after five months; whether the accident was a direct causation of the death. The High Court has elaborately considered the evidence of PW-1, the plastic surgeon who carried out the surgical procedure and found the death to be not a direct cause of the accident.
4. We first looked at the order of the Tribunal which was specifically emphasised by Mr. Shaji P. Chaly, learned Senior Counsel appearing for the appellant. The Tribunal found merit in the submissions of the claimants that the non- healing ulcer on the right foot was consequent to the injuries sustained by the victim in the motor accident. The Tribunal also observed that the injuries sustained by the deceased victim were not so serious and though the deceased had undergone grafting of skin in the local hospital on two occasions, the injuries did not heal which prompted the reference to a higher centre for plastic surgery consultation; the local hospital having found themselves unable to further manage the medical condition. The surgery was carried out at the higher medical centre and the patient was shifted to post operative ward at 12:50 pm on 21.09.2006 but at 04:45 pm he developed sudden breathlessness and restlessness. Exhibit A-1, the certificate issued by the plastic surgeon, who was examined as PW-1 clearly reported the cause of death as pulmonary embolism/acute myocardial infarction.
5. PW-1 affirmed Exhibit A-1 and the Tribunal found that the proximity of the accident in which the injuries were sustained, with the death, clearly showed the nexus between the accident and the death. It was also found that the cross-examination of PW-1 did not elicit any contra indication and there was neither any heart complaint nor hypertension or diabetics. It was hence the Tribunal found the death to be a direct result of the injuries sustained in the accident.
6. The High Court by the impugned judgment elaborately considered the evidence of PW-1. PW-1 while affirming Exhibit A-1 certificate, deposed that the surgery was conducted by reason of the non-healing ulcer and the skin grafting was done on 21.09.2006 under spinal anaesthesia. The patient was shifted to the ward at 12:50 pm after which he becomes breathless and restless and eventually succumbed at 04:45 pm on the same day. The cause of death was stated to be as seen from Exhibit A-1.
7. In chief examination, he also
Death in motor accident – Merely by reason of proximity of accident and death or possibility of acute myocardial infarction occurring for reason of a long bed rest, it cannot be assumed, without clea....
The misclassification of a claim type by the tribunal warrants remand for proper evaluation.
The court confirmed the nexus between accident-related injuries and subsequent death due to tetanus, holding the insurance company liable for compensation.
The court affirmed that injuries from a motor vehicle accident can establish causation for subsequent death, emphasizing the importance of medical evidence linking the two.
The main legal point established is the court's reliance on medical evidence and expert testimony to determine the cause of death and calculate compensation under the Motor Vehicles Act, 1988.
The main legal point established in the judgment is the requirement to establish a direct nexus between the injuries sustained in an accident and the subsequent death of the victim to claim compensat....
The central legal point established is the requirement to establish a nexus between injuries sustained in a road accident and the subsequent death when claiming compensation under the Motor Vehicles ....
In motor accident claims, the burden of proof lies on the claimants to establish their case based on preponderance of probability, and failure to counter evidence by the opposing party supports the c....
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