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2025 Supreme(AP) 629

IN THE HIGH COURT OF ANDHRA PRADESH AT AMARAVATI
CHALLA GUNARANJAN, J.
Bajaj Allianz General Insurance Co. Ltd. - Appellant
Versus
Kesa Lakshmi Rani W/o Deceased Kesa Venkateswara Rao - Respondent
Motor Accident Civil Miscellaneous Appeal No. 286 of 2024, Motor Accident Civil Miscellaneous Appeal No. 498 of 2025
Decided On : 06-08-2025

Advocates:
Advocate Appeared:
For the Appellant : T.V. Sri Devi
For the Respondents: Eluru Sesha Mahesh Babu, Madhava Rao Nalluri

The court determined that a coolie loading or unloading goods from a tractor is considered an authorized passenger under the Motor Vehicles Act, establishing insurer liability for accidents involving such individuals.

Headnote:(A) Motor Vehicles Act, 1988 - Section 147 - Claimants sought compensation for the death of the deceased in a tractor accident - The deceased was a coolie involved in loading and unloading. The Tribunal found contributory negligence and awarded Rs.3,20,000/- with 7.5% interest. The issues before the court included determination of authorized passenger status and liability of the insurer. The court found the deceased as an authorized passenger based on established legal principles and assessed income at Rs.3,000/- per month, leading to enhanced compensation of Rs.9,20,900/- awarded to claimants. (Paras 1, 10, 18)

(B) Liability of Insurer - The insurer contested the claim on grounds of unauthorized passenger status and lack of valid insurance. The court referred to precedents establishing that coolies loading/unloading are considered authorized passengers under the Motor Vehicles Act. The court also ruled the insurer liable for the accident due to the tractor's role in causing the death. (Paras 12, 15, 18)

(C) Contributory Negligence - The Tribunal's finding of contributory negligence was challenged, with evidence suggesting no specific negligence on the part of the deceased. The court deemed the Tribunal’s conclusion without basis, stating the driver was primarily at fault. (Paras 11, 15, 18)

Findings of Court:
The court ruled the driver of the tractor was negligent and the deceased was an authorized passenger, enhancing the compensation due to the family's loss.

Issues: The court addressed the appropriateness of compensation, authorized passenger status, and the insurer's liability.

Ratio Decidendi: The court held that a coolie involved in loading/unloading is an authorized passenger and found the driver negligent based on evidence.

Result: Appeals partly allowed, with enhanced compensation granted.

Table of Content
1. overview of the case and parties involved. (Para 1 , 2 , 3)
2. contentions of parties regarding compensation. (Para 4 , 5 , 6 , 7)
3. court's assessment on negligence and authorized passenger status. (Para 8 , 10 , 11 , 12 , 14)
4. determination of just compensation awarded to claimants. (Para 13 , 15 , 16 , 18)
5. final order and direction regarding compensation payment. (Para 19)
-

JUDGMENT :

CHALLA GUNARANJAN, J.

1. These two appeals arise out of common order dated 23.08.2023 passed in MVOP. No.381 of 2017 on the file of Motor Accidents Claims Tribunal-cum-II Additional District and Sessions Judge, West Godavari, Eluru, one preferred by the claimants seeking for enhancement of compensation and the other by the Insurance Company challenging award of compensation by the Tribunal.

2. For the sake of convenience, parties herein will be referred to as they were arrayed before the Tribunal.

3. The brief facts of the case in nutshell are as follows:

(a) This is a case of death. The deceased being Banta Mastry, self-employed, maintaining team of coolie, was involved in activity of loading and unloading paddy. On 24.12.2009, the deceased was engaged for loading and unloading of paddy on tractor-cum-trailer bearing Nos. AP 37AP 1929 and AP 37Q 3715 respectively. While, deceased along with other coolies loaded the paddy into the trailer and in order to unload the same at different place, the tractor was proceeding with deceased and other coolies sitting on the trailer, on the way, due to rash and negligent driving of the driver of tractor, both tractor and trailer turned turtle, thereby, causing severe injuries to the deceased, succumbed on the spot. Crime was registered vide Cr.No.205 of 2009 for offences under Section 304-A, 338 and 337 of IPC against driver of the tractor. The deceased stated to be aged 30 years and as Banta Mastry, used to earn Rs. 12,000/- per month.

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(b) Ascertained above, the wife, two minor children and father and mother of the deceased preferred claim under Section 166 of M.V.Act seeking compensation of Rs. 16,00,000/- along with interest @12% per annum.

(c) 1st and 2nd respondents, who were driver and owner of tractor respectively remained ex parte. 3rd respondent Insurance Company filed written statement denying the allegations made in the claim, inter alia, stating that the tractor and trailer involved in accident since being goods carriage vehicle adopted for agricultural purposes, and that too, tractor had seating capacity of only one, and any passengers travelling in the tractor are deemed to be unauthorized passengers, therefore, the same violated the conditions of policy and no liability can be fastened on the insurer. Further, it was also stated that the tractor did not have valid insurance in force and the 1st respondent did not possess effective driving license, besides disputing the age and income of the deceased.

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(d) In order to prove the case of claimants, wife of deceased was examined as P.W.1 and the co-coolie who also travelled in the trailer was examined as P.W.2 as eyewitness and marked Exs.A1 to A5. None were examined for respondents, nor were any documents marked.

(e) Based on the pleadings and evidence let in, the Tribunal has framed following issues:-

1. Whether Desa Venkateswara Rao deceased in the case died in motor accident due to rash and negligent driving of the vehicle of tractor and trailer No.AP 37AP 1929 and AP 37Q 3715?

2. Whether the petitioners are entitled for compensation as prayed, if so, against whom?

3. To what relief?

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(f) The Tribunal, after evaluating the evidence on record, came to conclusion that both the driver of tractor and as well as the deceased were equally negligent and therefore, in view of contributory negligence, it cannot be held that driver of tractor alone was negligent in causing the accident. However, considering the loss of sole breadwinner of family, the Tribunal proceeded to determine the compensation to the claimants by awarding conventional hea

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