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2025 Supreme(Kar) 455

IN THE HIGH COURT OF KARNATAKA AT BENGALURU
UMESH M. ADIGA
Divisional Manager, Shriram General Insurance Company Limited – Appellant
Versus
Channegowda Since Dead by his LRs. Y.K. Mangalagowramma – Respondent


Advocates:
Advocate Appeared:
For the Appellant : O. Mahesh
For the Respondent: Akshay Raj

Table of Content
1. nature of appeals and background (Para 1 , 2 , 3)
2. claimant's allegations and denials by respondents (Para 4 , 5 , 6)
3. tribunal's proceedings and evidence details (Para 7 , 8 , 9)
4. arguments related to the complaint filing and evidentiary discrepancies (Para 11 , 12 , 13 , 14 , 15)
5. evidence against insurance claims and implications (Para 18 , 19 , 20)
6. rebuttal of insurer's claims about false implications (Para 22 , 23)
7. conclusion on compensation and interest rates (Para 24 , 25 , 26 , 27)
8. final order and dismissal of appeals (Para 28)

JUDGMENT :

UMESH M. ADIGA, J.

1. Both appeals arise out of common judgment and award dated 12th March 2015 passed in MVC No.551/2009 (Old No.991/2009) by the learned Senior Civil Judge & JMFC, at Pandavapura (for short 'Tribunal').

2. MFA No.6519/2015 is filed by Insurer questioning its liability to pay the compensation on the ground of false involvement of the vehicle and MFA.Crob No.127/2015 is filed by the claimant seeking enhancement of the compensation.

3. For the sake of convenience, the parties herein are referred to as per their ranking before the Tribunal.

4. It is the case of the claimant that, on 26.02.2009 the clai

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