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2026 Supreme(Pat) 52

IN THE HIGH COURT OF JUDICATURE AT PATNA
RAJEEV RANJAN PRASAD, PRAVEEN KUMAR
Tata Aig General Insurance Company Limited – Appellant
Versus
Tirhut Food Products – Respondent


Advocates:
Advocate Appeared:
For the Appellant :Mr. Hrishikesh, Advocate
For the Respondent:Mr. Ajay Kumar, Mr. Mahendra Kumar, Advocate, Mr. Mukesh Prasad Singh, Advocate

Table of Content
1. background of the insurance claim and arbitration (Para 2 , 3 , 4 , 5 , 6 , 7 , 8)
2. contentions of the appellant regarding arbitral process (Para 9 , 10 , 15 , 16)
3. judicial review of arbitral award (Para 12 , 13 , 25 , 27)
4. violation of natural justice in arbitration proceedings (Para 17 , 18 , 36)
5. concluding judgment and orders of the court (Para 37 , 38)

JUDGMENT :

Heard Mr. Hrishikesh, learned counsel for the appellant and Mr. Ajay Kumar, learned counsel for the Respondent.

Brief Facts of the Case

4. It appears that the Respondent had its factory situated at Bajitpur, P.O.- Sarfuddinpur in the district of Muzaffarpur. The policy in question covered the said factory from the various kind of losses arising out of any accidental fire and special perils.

6. It is the case of the respondent that at about 03:00 AM on 31st December, 2018, due to electric short circuit in the factory, a fire broke out which resulted into death and injuries to some of the respondent’s workers. The fire also damaged the respondent’s stock, plant, machinery and building at its factory. In terms of the policy conditions, the respondent reported the incident to the appellant and made a cl

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