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2025 Supreme(Chh) 293

HIGH COURT OF CHHATTISGARH AT BILASPUR
SANJAY K. AGRAWAL, J. 
Smt. Biranchi Bai Sirdar, W/o. Dilbharan – Appellants
Versus 
Gangeshwar Ram, S/o. Late Sarju Ram – Respondent
MAC No. 958 of 2017, MAC No. 946 of 2018, MAC No. 945 of 2018, 
Decided On : 25-11-2025

Advocates Appeared:
Mr. C. Jayant K. Rao, Advocate, Mr. Jai Prakash Shukla, Advocate, Mr. H.P. Agrawal, Advocate.
Amicus Curiae :Mr. Pankaj Singh, Mr. Akash Shrivastava, Mr. Saurabh Gupta and Ms. Harneet Kaur, Advocates

Parents of a deceased married daughter are entitled to compensation as legal representatives under Section 166 of the Motor Vehicles Act, regardless of dependency status.

Headnote:(A) Motor Vehicles Act, 1988 - Sections 166 and 168 - Common questions of law in three appeals - Court decides entitlement of parents of deceased married daughter to compensation under loss of dependency - Court examines the definition of 'legal representative' and necessity of dependency for compensation eligibility. (Paras 1, 6, 7, 12, 16)

(B) Insurance Liability - Claims Tribunal exonerates Insurance Company due to breach of policy terms - Court holds that once the Insurance Company satisfied an earlier compensation award, it remains liable for subsequent claims arising from the same accident. (Paras 10, 14, 27)

Facts of the case:
The appeals arise from a road accident on 20/05/2016 resulting in the deaths of three individuals. Compensation was awarded variably by the Claims Tribunal for each victim. The appellants challenge the validity of compensation awarded in the case of their daughter, arguing they are entitled to dependency compensation despite her marital status.

Findings of Court:
The court ruled that the parents of the deceased married daughter qualify as legal representatives entitled to full compensation and that the Insurance Company remains liable for compensation payments due to prior fulfillment obligations.

Issues: Whether parents of a married daughter qualify for compensation under Section 166; maintainability of cross-appeal by Insurance Company against co-respondent.

Ratio Decidendi: The Court affirmed that legal representatives can be anyone suffering from the death of a person in a motor vehicle accident and are not limited by the dependency criteria strictly applied by the Claims Tribunal. The Insurance Company’s cross-appeal was found non-maintainable without exceptional circumstances linking relief needed between co-respondents.

Result: Appeals allowed; cross-appeal dismissed as non-maintainable.

Table of Content
1. overview of common questions and appeals in motor accident cases. (Para 1 , 2)
2. arguments presented by claimants and insurance company regarding liability and compensation. (Para 3 , 4 , 5)
3. issues concerning eligibility of married daughters for loss of dependency. (Para 6 , 7)
4. legal provisions surrounding the definition of 'legal representatives' for compensation claims. (Para 8 , 9 , 10)
5. case law establishing entitlement of legal representatives beyond traditional definitions. (Para 11 , 12 , 13 , 14)
6. clarification on maintainability of cross-objections in appeals concerning co-respondents. (Para 15 , 16 , 17 , 18 , 19 , 20 , 21)
7. determination of compensation and liability based on previous awards related to same incident. (Para 22 , 23 , 24 , 25 , 26)
8. final decision on claims and responsibilities of parties. (Para 27 , 28)

Judgment :

Sanjay K. Agrawal J.

1. Since common question of law and facts is available in all these three appeals, therefore, they have been clubbed together, heard together and are being decided by this common judgment.

2. On 20/05/2016, a road accident occurred in which three persons died namely Rita, Birbahadur and Durga Prasad. For the death of Rita, her parents namely Biranchi Bai and Dilbharan filed claim case No. 221/2016 before the 3rd Additional Motor Accident Claims Tribunal, Ambikapur under Section 166 of Motor Vehicles Act, 1988 (hereinafter, the Act of 1988) wherein by impugned award dated 19/05/2017, the Claims Tribunal awarded compensation of Rs. 50,000/- and fastened the liability of payment of compensation upon the Insurance Company against which MAC/958/2017 has been preferred by the appellants/claimants seeking enhancement of compensation and cross-appeal under Order 41 Rule 22 of CPC read with Section 242(3) of Chhattisgarh Motor Vehicle Rules, 1994 has been filed by the Insurance Company. For the death of Birbahadur, his parents namely Premsai and Mundi bai filed claim case No. 123/2016 before the Motor Accident Claims Tribunal, Surajpur under Section 166 of the Act of 1988 wherein by impugned award dated 07/04/2018, the Claims Tribunal awarded compensation of Rs. 6,78,000/- in favour of the claimants and after finding the breach of terms and conditions of the insurance policy, proceeded to exonerate the Insurance Company and fastened the liability of payment of compensation upon the owner of the vehicle namely Gangeshwar Ram. For the death of Durga Prasad, his wife, son and parents namely Sanira Bai, Harish, Basanti and Ramnath filed claim case No. 122/2016 before the Motor Accident Claims Tribunal, Surajpur wherein by impugned award dated 07/04/2018, the Claims Tribunal awarded compensation of Rs. 7,18,000/- in favour of the claimants and fastened the payment of liability of compensation upon the owner of the vehicle namely Gangeshwar Ram and the Insurance Company has been exonerated. We shall discuss and decide each of these three appeals one by one.

Submission of the parties :-

3. Mr. C. Jayant K. Rao, learned counsel for the appellants/claimants in MAC/958/2017, would submit that the Claims Tribunal, Ambikapur is absolutely unjustified in holding that claimants, being parents of deceased married daughter, would not be entitled for compensation under loss of dependency as there are not her dependents after marriage, as such, the impugned award may be modified and the compensation amount may suitably be enhanced. Moreover, the cross-objection filed by the Insurance Company against co-respondent – owner of the vehicle namely Gangeshwar Ram would not be maintainable.

4. Mr. H.P. Agrawal, learned counsel for the respondent –Insurance Company, would submit that it is a case where the vehicle was being plied in breach of terms and conditions of the insurance policy, therefore, the Insurance Company would not be liable for compensation to the claimants and further the cross-objection preferred by the Insurance Company in MAC/958/2017 would be maintainable in light

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