Mr. Justice A.L. Bahri, President—Life Insurance Corporation of India is in appeal and the challenge is to the order of the District Forum, Jalandhar dated October 27, 1997 whereby the Corporation was directed to pay the insured amount of Rs. 1 lac with 18% interest thereon w.e.f. September 1, 1995 till payment alongwith costs of Rs. 1,000/- to the complainant Surjan Singh Saini.

2. Gurdev Kaur w/o Surjan Singh had taken life insurance policy from the Corporation for a sum of Rs. 1 lac on November 28, 1994 on submission of proposal form dated November 24, 1994. She died on March 29, 1995. Claim was lodged with the Corporation for the insured amount which was repudiated by the Corporation on July 30, 1996. This led the complainant Surjan Singh to approach the District Forum for the relief. The Corporation took up the plea that the material facts relating to the health of Gurdev Kaur were concealed while submitting the proposal for taking the insurance policy and on cogent material collected, bona fide decision was taken in that respect repudiating the claim. Both the parties led their evidence on affidavits and documents on the basis of which the impugned order was passed.

3. Mr.