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B.B.VAGYANI, V.K.DATE
LIFE INSURANCE CORPORATION OF INDIA – Appellant
Versus
RATAN KAUR – Respondent


Advocates:
Counsel for the Parties :
For the Appellants :Mr. A.S. Vidyarthi, Advocate.
For the Respondent:Mr. M.G. Patkar, Advocate.

ORDER

Mr. Justice B.B. Vagyani, President—This appeal filed by the original O.Ps. in Complaint No. 90/2001 is directed against the order dated 10.1.2005 passed by District Consumer Forum Amravati, whereby Insurance Company is directed to extend the double accident benefit to the widow of the deceased. We propose to dispose of the appeal at the admission stage. Facts giving rise to this appeal are as under:

Deceased Narendersing Bisansing Sahani had taken a double accident benefit insurance policy. He died on 5.1.2001 in an accident. The insurance policy was in force when deceased died in an accident. Deceased sustained serious head injury and died. Widow of the deceased submitted a claim to the Insurance Company. Insurance Company paid an amount of Rs. 1,50,000/- to the widow of the deceased. However, the Insurance Company refused to extend double accident benefit to the widow mainly on two grounds (1) that the deceased had no driving licence at the time of accident, and (2) deceased drove the vehicle in a rash and negligent manner.

2. After having received unfavourable reply from the Insurance Company widow of the deceased filed Complaint No. 90/2001 before the District Consumer Foru
























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