UCO Bank Branch Office VS Chaman Lal (Deceased) through Legal heirs

Judicial Analysis Court Copy Headnote Facts Arguments Court observation

INDER SINGH MEHTA, SUNITA SHARMA, R. K. VERMA
UCO Bank Branch Office – Appellant
Versus
Chaman Lal (Deceased) through Legal heirs – Respondent

Advocates:
Counsel for the Parties:
In First Appeal No.301/2016
For the Appellants:Ms. Jyoti Chauhan, Advocate vice Mr. Sanjay Dalmia, Advocate
For the Respondents:Mr. Rajiv Rai, Advocate
In First Appeal No.171/2019
For the Appellants:Mr. Rajiv Rai, Advocate
For the Respondents:Ms. Jyoti Chauhan, Advocate vice Mr. Sanjay Dalmia, Advocate

ORDER

Inder Singh Mehta, President—Instant appeals are arising out of the common order dated 15.06.2016 passed by the Learned District Consumer Redressal Forum, Una camp at Bilaspur in Consumer Complaint No.40/2011 titled Chaman Lal Sharma Versus UCO Bank and Anr.

Brief facts of Case:

2. Briefly, the case of the complainant Chaman Lal (since deceased) is that the complainant was holding saving account bearing No.2804 with opposite party No.1/UCO Bank, Branch Kuthera (HP). On 24.11.2009, the complainant had deposited Rs.70,000/- with UCO Bank, Kuthera, for purchase of FDR. The FDR certificate was issued to the complainant on 27.11.2009. The complainant further submitted that after maturity of FDR amount, he approached opposite party No.1/UCO Bank, Branch Kuthera and submitted FDR receipt for release of amount. The complainant was advised by the bank to come on next date, but on next day the bank officials refused to make the payment to the complainant on the ground that the FDR had been wrongly issued in his name on 27.11.2009. Complainant also submitted application to opposite party No.2/Zonal Manager, UCO Bank for release of FDR amount, but no reply was received by the complainant