C. VISWANATH, RAM SURAT RAM MAURYA
Christi Sahitya Prasarak – Appellant
Versus
Cholamandalam Investment & Finance Co. Ltd. – Respondent
ORDER
The present Appeal is filed by the Appellant/Complainant against the order dated 27.03.2014 passed by State Consumer Disputes Redressal Commission, Maharashtra (in short ‘State Commission’) in Consumer Complaint No.58/2002, whereby the Consumer Complaint filed by the Complainant/Appellant was dismissed.
2. The Appeal has been filed with a delay of 2 days. The Appellant has not filed an application for condonation of delay. However, in the interest of justice, delay is condoned.
3. The Complainant is a registered charitable trust working in the field of education having its shops at Pune, Mumbai and Ahmednagar. The Complainant was having a scheme of operating a motor vehicle for carrying books from one place to another with the intention to make the books available at remote places in Maharashtra. The Opposite Party is a finance Company.
4. The Case of the Complainant/Appellant is that they purchased a Eicher Canter for which a loan of Rs.3,54,000/- was taken from the Opposite Party, vide loan agreement dated 15.02.2000. The Complainant got the van converted into a “Book Mobile” for which an amount of Rs.4,66,559/- was incurred. On 9th May, 2000 the vehicle was set on fire by
(1) Consumer – A self-employed individual purchasing a commercial vehicle (like a goods carrier/lorry) for the purpose of earning a livelihood is a “Consumer” under the Act. The mere generation of pr....
Vehicle’s possession taken by financer forcibly and in absence of any prior notice to the Respondent, it comes under unfair trade practice.
Deficiency in service occurs when repossession is conducted unlawfully without proper notice, violating consumer protection laws.
:(1) Unfair Trade Practice – Inviting bids based on false information regarding the legal status of the vehicle constitutes a clear Unfair Trade Practice.(2) Repossessed Asset Auctions – Financial in....
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