ORDER

AVM J. Rajendra, AVSM, VSM (RETD.), Member—The present First Appeal has been filed under Section 19 of the Consumer Protection Act, 1986 (hereinafter referred to as “the Act”) against the Order dated 22.01.2021 passed by the learned State Consumer Disputes Redressal Commission, Lucknow, U.P. (hereinafter to be referred as “the State Commission”), in Consumer Complaint No. 521 of 2017, wherein the Complaint filed by the Complainant (Respondents herein) was partly allowed.

2. For the sake of Convenience, the parties in the present matter being referred to as mentioned in the Complaint before the State Commission. Mr. Atul Kumar & Anr. are identified as the Complainants. While “M/s. Star Health and Allied Insurance Co. Ltd. & Anr.” are referred to as the Opposite Parties / Insurer (OPs in short) in this matter.

3. This case pertains to repudiation of a medical claim of son of the Complainant No. 1, Anshuman Rai. The rejection as notified by email dated 07.06.2017 was contested by the Complainant as unjust. He was also aggrieved by the premature termination of the health Insurance Policy effective from 27.05.2017 to 27.05.2018.

4. The matter in brief is that Complainant No.1, his