ORDER

AVM J. Rajendra, AVSM, VSM (Retd.), Member—The present First Appeal has been filed against the Order dated 25.10.2018 passed by the State Consumer Disputes Redressal Commission, Punjab, Chandigarh (hereinafter to be referred as “the State Commission”), in Consumer Complaint No. 616 of 2018, wherein the Complaint filed by the Complainant (Respondent herein) was allowed.

2. There was delay of 57 days in filing the present appeal. For the reasons stated in IA/3369/2019 the delay is condoned.

3. It is the case of the Complainant that he is the owner of vehicle Mercedes Benz GL-500 bearing Registration No.PB-05-AD-1000, Engine No.30347099, Chassis No.585404, Model 2010. He got insured the said car from the Appellant/OP on 22.09.2017, vide Insurance Policy No.233790/31/2018/308, by paying Rs.1,12,758/-. The said car met with an accident near Harike City, District Taran Taran (Punjab) on 24.12.2017, as it went over some stones placed on the road for diverting the traffic. The weather was bad as well as some construction was in progress on the road. Due to this, the engine chambe