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AVM J. RAJENDRA
ICICI Bank Ltd. – Appellant
Versus
Vikas Goyal – Respondent


Counsel for the Parties:
For the Petitioner:Mr. Anand Shankar Jha and Mr. Parvez Rahman, Advocates
For the Respondent No.1:Mr. Kanishk Ahuja, Advocate
For the Respondents Nos.2 and 3:Mr. Aman Leekha, Advocate

ORDER

This Revision Petition No. 2988 of 2018 challenges the impugned order of State Consumer Disputes Redressal Commission, U.T. Chandigarh (‘the State Commission’) dated 05.07.2018. Vide this order, the State Commission dismissed Appeal No. 191 of 2018 and affirmed the order of the District Consumer Disputes Redressal Forum-I, U.T. Chandigarh (‘the District Forum’) dated 24.05.2018.

2. Brief facts of the case, as per the Complainant, are that he was maintaining a Current Account bearing No.05972560000600 with Respondents No.2 &3/OP1&2. He was agency holder of various newspapers and running a small business by means of self-employment to earn his livelihood. He routinely transferred Rs.4.50 Lakh through NEFT from his said account in favour of M/s Kasturi & Sons Ltd., by issuing three cheques viz. Cheque No.38 dated 09.12.2014 for Rs.1,50,000/-; Cheque No.39 dated 15.12.2014 for Rs.1,40,000/-; and Cheque No.40 dated 22.12.2014 for Rs.1,60,000. As per practice, detail of the account to which the amount was to be transferred was given on the reverse of the cheques i.e. Kasturi & Sons Ltd. Their account number was also mentioned. Name of the complainant was also shown on the reverse a

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