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AVM J. RAJENDRA
IDBI Federal Life Insurance Co. Ltd. – Appellant
Versus
Krishna Bera – Respondent
ORDER
This Revision Petition No. 2194 of 2019 challenges the impugned order of the learned West Bengal State Consumer Disputes Redressal Commission, Kolkata (‘the State Commission’) dated 03.07.2019. Vide this order, the State Commission allowed the Appeal No. A/549/2018 and modified the order of the District Consumer Disputes Redressal Forum, Unit-II (Central) (‘the District Forum’) dated 26.04.2018 to the extent only liability of paying fine as ordered by the Ld. District Forum and instead saddle them with the liability of paying simple interest @9% p.a.
2. Brief facts of the case, as per the Complainant, are that her husband had an insurance policy under IDBI Federal Loan Insurance Group Life Plan to cover the housebuilding loan of Rs. 16 lakhs taken from IDBI Bank Ltd vide Policy No. 400465557 with sum assured of Rs.16 lakhs. It commenced on 30.09.2012 and was in force for three years till September, 2015. She approached OP Insurance Company for renewal of the policy on 31.12.2016 along with cheque No. 249/27 dated 31.12.2016 for Rs.22,457/- drawn on Parnasree Branch of SBI. It was credited to OP account on 03.01.2017. As per OPs policy, a lapsed insurance policy can be reinsta
(1) National Commission - National Commission in exercise of its revisional jurisdiction Commission is not required to re-assess and re-appreciate the evidence on record.(2) National Commission - Nat....
(1) Revision – It is a well settled position in law that the scope for Revision under Section 21(b) of the Consumer Protection Act, 1986 and now under Section 58(1)(b) of the Consumer Protection Act,....
(1) Limited Scope of Revisional Jurisdiction – The NCDRC, under Section 21(b) of the 1986 Act (pari materia to Section 58(1)(b) of the 2019 Act), cannot act as a second court of appeal. It cannot int....
“Claim for insurance coverage as given to deceased as a part of benefits for owning a debit card cannot be repudiated.”
Revisional jurisdiction - where two interpretations of evidence are possible, concurrent findings based on evidence have to be accepted and such findings cannot be substituted in revisional jurisdict....
The concurrent findings of fact by lower fora are binding and cannot be interfered with unless proven perverse or lacking jurisdiction.
(1) National Commission – It is a well settled position in law that revision under section 58(1)(b) of the Consumer Protection Act, 2019 confers very limited jurisdiction on National Commission.(2) R....
Revision under Section 21(b) of Act, 1986 confers very limited jurisdiction on National Commission.
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