ORDER

This appeal has been filed under section 19 of the Consumer Protection Act, 1986 (hereinafter referred to as the ‘Act’) in challenge to the Order dated 10.08.2020 of the State Commission in complaint no. 182 of 2018 whereby the complaint was partly allowed.

2. We have heard the learned proxy counsel for the appellant (hereinafter referred to as the ‘insurance company’) and the learned counsel for the respondent (hereinafter referred to as the ‘complainant’) and perused the record including the State Commission’s impugned Order dated 10.08.2020 and the memorandum of appeal.

3. The appeal has been filed with reported delay of 43 days.

In the interest of justice, inter alia considering the reasons given in the application for condonation of delay, the delay in filing the appeal is condoned.

4. The brief facts of the case are that the complainant, through its proprietor Mr. Vikas Sharma, had obtained a Standard Fire and Special Perils Insurance Policy for a total sum insured of Rs. 81 lakh against the stocks of pharmaceuticals items like medicine syrups, tablets etc. including the furniture kept at his business premises. The premium was paid and the policy was valid for the perio