ORDER

The present First Appeal has been filed under Section 19 of the Consumer Protection Act, 1986 (“the Act”) against the Order dated 11.02.2016 passed by the State Consumer Disputes Redressal Commission, UP, Lucknow (“the State Commission”), in Consumer Complaint No. 113 of 2013, wherein the Complaint filed by the Complainant (Respondent No.1 herein) was partly accepted.

2. There is 35 days delay in filing the appeal. For the reasons stated in IA/4032/2016 seeking condonation, the delay is condoned.

3. For Convenience, the parties in the present Appeal being referred to as mentioned in the Complaint before the learned State Commission. “M/s. S.K. Mini Rice Mill” is referred to as the Respondent No.1/Complainant, “National Insurance Co. Ltd.” is referred to as the Petitioner/OP1/Insurer and Punjab National Bank is referred to as Respondent No.2/OP2 in this matter.

4. Brief facts of the case, as per the Complainant, are that the Complainant had obtained a Fire and Special Perils Insurance policy No.450106/11/11/3100000070 from Petitioner/Opposite Party no.1, National Insurance Co. Ltd (OP-1) valid from 06.07.2011 to 05.07.2012 for which the Complainant paid premium of Rs.16,131/-.