ORDER

Kumkum Rani, President—This appeal under Section 41 of the Consumer Protection Act, 2019 has been directed against the impugned judgment and order dated 16.01.2023 passed by learned District Consumer Disputes Redressal Commission, Dehradun (hereinafter to be referred as “The District Commission”) in consumer complaint No. 313 of 2019, styled as Smt. Nirmala Panwar Vs. ICICI Lombard General Insurance Company Limited, wherein and whereby the consumer complaint was allowed.

2. The facts giving rise to the present appeal, in brief, are, as such that late Ranveer Singh Panwar, the deceased husband of respondent / complainant – Smt. Nirmala Panwar, was the owner of vehicle bearing registration No. UK07-CB-2225, which was insured with the appellant / opposite party (insurance company) vide policy No. 3003/168656706/00/B00 for the period from 22.03.2018 to 21.03.2019 against all risks. On dated 18.08.2019, the insured vehicle was parked / stationed at Nagwada Tikochi and the driver went out of the vehicle after taking leave. On account of flash flood due to heavy rain, the insured vehicle washed away along with the insured – late Ranveer Singh Panwar, who was inside the vehicle and s