ORDER

Kumkum Rani, Judicial Member-II—This appeal under Section 15 of The Consumer Protection Act, 1986 has been directed against the judgment and order dated 14.07.2015 passed by the learned District Consumer Disputes Redressal Forum, Dehradun (hereinafter to be referred as the District Commission) in consumer complaint No. 456 of 2013 styled as Sh. Trilok Singh Vs. National Appeal No. 174 of 2015 Sh. Trilok Singh Vs. The Branch Manager, National Insurance Co. Ltd. and Anr. 02.01.2023 Insurance Co. Ltd. and others, wherein and whereby the complaint case was dismissed.

2. The facts giving rise to the appeal in hand, in brief, are as such that the shop of the complainant situated at Tuini, Dehradun was insured with the opposite party No. 1 for the period from 20.12.2011 o 19.12.2012. As per the complaint case, an electrical short circuiting took place in the insured shop in the midnight of dated 24/25.03.2012 at about 2:30 hours due to which fire spread and damaged all the contents lying in the insured’s shop. An intimation about fire loss was given to Naib Tehsildar by the insured; as there was no Fire Brigade Office in that area, the fire was extinguished by the local residents. T