JUDGMENT

Sangita Dhingra Sehgal, President—The facts of the case as per the District Commission record are:—

“The complainant had obtained a policy of money insurance from the 2 to cover movement of cash from various places to and from his office. The insurance policy covered inter-alia the risk of loss or damage to money in transit from office to directors home and directors home to office/bank.

The policy was operative within radius of 30 Kms from office and was valid for the period 5.9.2009 to 4.9.2010. it is alleged that on 3.7.2010, Sh. S.K. Aggarwal, the director of the complainant company was travelling in a car from his house to the office at K.G. Marg. The car was being driven by a river. He was carrying a sum of Rs. 561,500/- to the office for safe aeping. On the way he stopped briefly at Janpath to have his glasses attended to by an optician. The money was in the car which was being manned by the driver. Some miscreants /trickster came near the car and told the driver that some money was lying outside/under the car. the driver got down and started collecting money, the miscreants opened the dicky door and ran away with the bags containing money and cher documents. The