Punjab National Bank through its Branch Manager Tauni Devi VS Roop Singh

Judicial Analysis Court Copy Headnote Facts Arguments Court observation

INDER SINGH MEHTA
Punjab National Bank through its Branch Manager Tauni Devi – Appellant
Versus
Roop Singh – Respondent

Advocates:
Counsel for the Parties:
For the Appellant:Ms. Jyoti Chauhan, Advocate
For the Respondent: None

ORDER

Inder Singh Mehta, President.—Present appeal is preferred against the order dated 04.09.2023 of learned District Commission, Una Camp at Hamirpur, in consumer complaint No. 54/2019 titled Roop Singh Versus Branch Manager, Punjab National Bank, whereby, the complaint filed by the complainant was allowed.

Brief facts of the Case:

2. Brief facts of the case are that on 28.01.2018 complainant deposited a cheque bearing No.092624 with the opposite party/PNB drawn at State Bank of India for sum of Rs.1,00,000/- for crediting the cheque amount in the account of complainant i.e. No.3310000-106707358. Inadvertently, amount of cheque was mentioned in Pay-in-Slip as Rs.10,000/- but exact amount was Rs.1,00,000/- and this mistake was inadvertent as depositor failed to add one zero to the amount. The opposite party/Bank intimated the complainant that cheque has been lost and same could not be traced despite its best efforts. The cheque has been destroyed by the bank in collusion with drawee of the cheque. Issuer of the cheque has refused to issue fresh cheque to the complainant. There was insufficient amount in the account of the person who had issued the cheque. In order to save the issue

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