SupremeToday Landscape Ad
Back
Next
Judicial Analysis Court Copy Headnote Facts Arguments Court observation
Listen Audio Icon Pause Audio Icon
judgment-img

2025 Supreme(Gau) 1300

IN THE GAUHATI HIGH COURT (HIGH COURT OF ASSAM, NAGALAND, MIZORAM AND ARUNACHAL PRADESH) KOHIMA BENCH
RAJESH MAZUMDAR, J.
Oriental Insurance Company Ltd. - Appellant 
Versus
Shri. Achunbemo Mozhui And 4 Ors - Respondents
MACApp. 9 of 2021
Decided on : 19-08-2025

Advocates Appeared:
For the Appellant : ANJANA MODI, Z. KULNU
For the Respondent: N MICH, PFOSEKHO PFOTTE

Insurer's right to appeal against compensation awards is limited unless conditions under Section 170 of the Motor Vehicles Act are satisfied.

Headnote:(A) Motor Vehicles Act, 1988 - Section 149 - Appeals arising from judgment of MACT awarding compensation for permanent disability due to road accident - Tribunal found liability on truck driver for accident. Appellant-insurer contended absence of route permit invalidated liability under policy. Court emphasized insurer's right to appeal is limited unless conditions of Section 170 are satisfied. (Paras 6, 9, 12, 15)

(B) Statutory defenses - Insurer's appeal on quantum of compensation is not maintainable unless granted permission by the Tribunal to contest on merits. (Paras 12, 16)

Facts of the case:
The claimants suffered permanent disabilities due to an accident involving a truck and a Maruti Ecco. The Tribunal granted compensation based on their respective disabilities and future earning potential. (Paras 2, 9, 17)

Findings of Court:
Tribunal's assessment of disability percentages and compensation was upheld, emphasizing claimants' young age and future impediments post-accident. (Paras 17, 20)

Issues: The court addressed the accident's cause, the claimants' disabilities, liability of the truck driver, and the insurer's appeal against the Tribunal's award. (Paras 3, 6, 19)

Ratio Decidendi: Court clarified insurer's appeal rights are restricted unless permitted by Tribunal under Section 170. Emphasized compensation claims must be honored unless policy conditions breached knowingly, without appeal grounds. (Paras 12, 15)

Result: Appeal allowed to remand on limited grounds; insurer directed to pay awarded compensation promptly.

JUDGMENT :

RAJESH MAZUMDAR, J.

Heard Mr. Z. Kulnu, learned counsel for the appellant and also heard Mr. N. Mich, learned counsel for the opposite party/respondent No.1 and Mr. N.K. Luikham, learned counsel for the opposite party/respondent No. 2 & 3.

2. These two appeals arises out of the common judgment and award dated 04/02/2021 in MAC Case No. 84/2015 and MAC Case No. 85/2015 passed by the learned MACT, Dimapur, Nagaland. The appeals have been preferred by the Insurer namely, the Oriental Insurance Company Limited, Dimapur. By the said award, the learned Tribunal had granted the compensation to the claimant in the MAC case in the following manner;

MAC 84/2015

Loss of future earning on account of permanent disability {i.e. 45% of Rs.10,000 X 12 X 18 (multiplier)} Rs. 9,72,000/-
Pain, shock, suffering etcRs. 1,00,000/-
Loss of amenities in future/future medical expensesRs. 3,00,000/-
Medical expenses (cash memo)rounded off to: Rs. 1,32,000/-Rs.1,31,003/-
Expenses on special diet, food, nursing, etcRs.50,000/-
Total Rs. 15,54,000/-

The interim award of Rs.25,000/- is deducted from the total compensation amount.

Accordingly, Rs. 15,54,000/-minus Rs.25,000/ =Rs.15,29,000/-(Rupees Fifteen lakhs Twenty Nine thousand) only.

MAC 85/2015:

Loss of future earning on account of permanent disability {i.e. 40% of Rs.10,000 X 12 X 18 (multiplier)}Rs. 8,64,000/-

Pain, shock, suffering etc

Rs. 1,00,000/-

Loss of amenities in future/future medical expenses

Rs. 3,00,000/-

Medical expenses (cash memos): Rs.1,10,211/-rounded off to

Rs.1,10,300/-

Expenses on special diet, food, nursing, etc)

Rs. 50,000/-

Total

Rs.14,24,300/-

The Interim award of Rs.25,000/- is deducted from the total compensation amount.

Accordingly, Rs.14,24,300/- minus Rs.25,000/- = Rs.13,99,300/-(Rupees Thirteen lakhs ninety Nine thousand three hundred) only.

The awarded amount shall be paid to the claimants with interest thereon at the rate of 9% per annum from the date of filing the claim petition till full satisfaction of the award. The O.P no.3/ Oriental Insurance Company Limited is directed to pay the award within one month from the date of this order. Interest shall not accrue on the future medical expenses.

Given under my hand & seal of this Court on this the 04th day of February 2021.”

3. The brief facts leading to the filing of this appeal is that on the fateful day on 01/07/2014, the claimants herein were driving in a Maruti Ecco bearing Registration No. NL-01/T-8212 from Dimapur towards Kohima and while reaching Phirema area the said vehicle was hit by a truck bearing Registration No. NL-07/A-0370 (Truck) coming from the opposite direction towards Dimapur side. The claimant in MAC Case No. 84/2015 sustained grievous multiple injuries and was admitted to the hospital on the day of the accident with fracture of the left femur and was discharged on 11/07/2014. The claimant in MAC Case No. 85/2015 suffered grievous injuries on his body including his right eye, fractured tooth and multiple facial bone fracture which ultimately rendered him a physically disabled person who cannot do hard work, was unable to open his jaw properly or laugh or speak clearly and developed blurred vision on his right eye.

On receipt of the notice issued by the learned Tribunal, the owner of the driver of the offending vehicle (truck) filed their written statement as opposite party No. 1 and opposite party No.2. The Opposite party No. 3 i.e. the Oriental Insurance Company Limited, who is also the appellant in these two appeals had filed their written statement.

The O.P 1 and 2 i.e. the owner and the driver of the offending vehicle filed written statement in both the claim petitions contending that the age of the claimants are not supported by documentary proof. And that the claimants cannot claim exorbitant future contingent income. O.P 1 and 2 also stated that the accident occurred due to the rash and negligent driving of O.P 5, driver of the Maruti Ecco which was coming at a very high speed on the wrong side and thus

Click Here to Read the rest of this document
1
2
3
4
5
6
7
8
9
10
11
SupremeToday Portrait Ad
supreme today icon
logo-black

An indispensable Tool for Legal Professionals, Endorsed by Various High Court and Judicial Officers

Please visit our Training & Support
Center or Contact Us for assistance

qr

Scan Me!

India’s Legal research and Law Firm App, Download now!

For Daily Legal Updates, Join us on :

whatsapp-icon Back to top