IN THE HIGH COURT OF KERALA AT ERNAKULAM
ZIYAD RAHMAN A.A., J.
Raju Sebastian, S/o.Devassya – Appellant
Versus
United India Insurance Co. Ltd – Respondent
MACA No. 2153 of 2014
Decided on : 28-09-2021
Motor vehicle act - Accident - Permanent disablement - Seeking compensation - Car was driven by the 1st respondent, owned by 2nd respondent and insured with the 3rd respondent - Motor cycle ridden by him was hit by a car - Petition was filed seeking compensation for injuries sustained to him on a motor accident occurred - Sustained very serious injuries - He was treated at Baby Memorial Hospital, Kozhikode for several days - Kerala Water Authority and he was aged 50 at time of accident - Sustained permanent disablement of serious nature consequent to injuries.
Finding of the Court:
Claimed on basis of medical bills produced as Ext.A12 series - Amount is wrongly added to compensation - Amount covered by bill with serial is also an advance payment - On examination of bill produced as serial it is seen that actual amount paid by appellant and after adjusting amount of covered by bill with serial he was granted refund – Court could not find any adjustment of said amount even though as per statement submitted by appellant it was made against bill with serial No.288 - omission pointed out by learned counsel for appellant are bills with serial - Bills for purchase of ayurvedic medicines - There are no materials to conclude that said treatment was availed by appellant in connection with injuries sustained in accident - Court do not find any reason to interfere with finding of Tribunal in this regard.
Result: Appeal is disposed of
JUDGMENT :
The appellant is the petitioner in OP(MV)No.1756/2010 on the file of the Motor Accidents Claims Tribunal, Kozhikode. The said original petition was filed seeking compensation for the injuries sustained to him on a motor accident occurred on 22.07.2010, when the motor cycle ridden by him was hit by a car. The car was driven by the 1st respondent, owned by the 2nd respondent and insured with the 3rd respondent. Consequent to the accident, he sustained very serious injuries. He was treated at Baby Memorial Hospital, Kozhikode for several days. According to the appellant, he was working as a Draftsman Gr.1 in Kerala Water Authority and he was aged 50 at the time of accident. He contends that he sustained permanent disablement of serious nature consequent to the injuries. Accordingly, he claimed a total compensation of Rs.20 lakhs.
2. The driver and the owner who are respondents 1 and 2 remained absent and they were set ex-parte. The 3rd respondent filed a written statement disputing the negligence on the part of the 1st respondent and contended that the accident occurred due to the negligence of the appellant himself. The quantum of compensation was also disputed. However, the existence of valid policy in respect of the said vehicle was admitted.
3. The appellant got himself examined as PW1 and Exts. A1 to A13 were marked from the side of the appellant. Disability certificate issued by the Medical Board was marked as Ext.C1. No evidence was adduced from the side of the respondents.
4. After the trial, the Tribunal came to the finding that the accident occurred due to the negligence of the 1st respondent and, therefore, being the insurer of the vehicle, the 3rd respondent was held responsible to pay the amount of compensation. As quantum of compensation, the Tribunal fixed an amount of Rs. 8,60,307/-and the 3rd respondent was directed to deposit the said amount along with interest at the rate of 8% per annum from the date of petition till realization. Being dissatisfied with the quantum of compensation, this appeal is filed.
5. Heard the learned counsel for the appellant and the learned counsel for the 3rd respondent.
6. The learned counsel for the appellant would contend that the quantum of compensation awarded by the Tribunal is very low particularly in the heads of loss of earning power, medical expenses and actual loss of earnings.
7. Per contra, the learned counsel for the 3rd respondent disputed the contentions put forward by the appellant by submitting that the award passed by the Tribunal does not warrant any interference as the amount mentioned therein is reasonable in the facts and circumstances of this case.
8. One of the crucial contentions raised by the learned counsel for the appellant is that, even though the Medical Board certified his percentage of disability as 86%, the Tribunal granted compensation for loss of earning power only by taking into account the probable loss of earning capacity after his retirement. The learned counsel further points out that the monthly income taken by the Tribunal was Rs.3,500/-whereas the documents produced by him would clearly reveal that as on the date of accident, he was getting monthly income of Rs.26,400/-. From the materials available on record, it can be seen that, despite the injuries sustained by the appellant, he continued in his employment and the finding of the Tribunal that he has not sustained any loss of earning capacity during the period of his service with the Kerala Water Authority is a probable view. In my view it is a sustainable finding as he could continue in the service upto his retirement age at 56. Consequently, the question of loss of earning power would arise only for the period after his retirement. In this regard, it is to be noted that, even though Ext.C1 certified the percentage of disability as 86%, the Tribunal accepted the functional disability as 50% in view of the reason that the percentage of disability as certified in Ext.C1 was with respect
Point of Law : victim of a motor accident shall be entitled for compensation for loss of pay during the period he availed commuted leave, consequent to the injuries.
The quantum of compensation awarded in a motor accident case should be reasonable and just, taking into account the income, disability, and other relevant factors of the injured person.
The court emphasized that just compensation must reflect the victim's pre-accident position, considering permanent disability and future medical expenses.
The compensation for permanent disability must reflect both immediate and future economic losses while ensuring restoration to the victim's pre-accident position.
Compensation in motor accident cases must align with the principles of fairness, reasonableness, and equity to ensure just compensation.
The assessment of personal injury compensation must fairly reflect the gravity of injuries, ongoing disabilities, and the impact on earning capacity post-accident, as established in the Motor Vehicle....
Minimum wage standards must be considered for calculating compensation in personal injury cases, especially when assessing future loss of income due to permanent disabilities.
The court emphasized that compensation for motor vehicle accident victims must be just and reasonable, potentially exceeding the claimed amount based on actual income and disability.
Login now and unlock free premium legal research
Login to SupremeToday AI and access free legal analysis, AI highlights, and smart tools.
Login
now!
India’s Legal research and Law Firm App, Download now!
Copyright © 2023 Vikas Info Solution Pvt Ltd. All Rights Reserved.