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2026 Supreme(Ker) 368

IN THE HIGH COURT OF KERALA AT ERNAKULAM
Devan Ramachandran, Basant Balaji, JJ.
Rajeev P - Petitioner
Versus
Kerala State Co-Operative Bank Ltd. – Respondent
WA No. 732 of 2025, WA No. 767 of 2025
Decided On : 17-03-2026

Advocates Appeared:
For the Petitioner: Sri.K.Sasikumar, Sri.P.S.Raghukumar, Sri.S.Aravind
For the Respondent: Shri.M.Sasindran, Smt.Nita.N.S., Sri Sunilkumar Kuriakose-Gp, Sri Gilbert George Correya

Eligibility for benefits under pension scheme remains to be determined based on law and fact, allowing appellants to seek resolution with appropriate authority.

Headnote:This judgment addresses the appellants' challenge against the rejection of their request to continue under the Employees Pension Scheme 1995. The Court cites the Supreme Court's previous ruling, emphasizing the liberty granted for 'eligible persons' to approach the State. The appellants' eligibility remains a factual matter for determination, not decided in this ruling. Ultimately, the Appeals are allowed to clarify avenues for the appellants to seek redress with the competent State Authority, notwithstanding the lack of affirmative eligibility.

Table of Content
1. challenge against pension scheme eligibility. (Para 1 , 2 , 3)
2. state authority's role in eligibility determination. (Para 4 , 5)
3. court's emphasis on factual matters. (Para 6 , 7)
4. supreme court ruling on eligibility liberty. (Para 8 , 9 , 10 , 11 , 12)
5. allowing appeal with conditions for relief. (Para 13 , 14)

JUDGMENT :

Devan Ramachandran, J.

Sri.K.Sasikumar – learned counsel for the appellants, submits that his clients have been constrained to challenge the judgment of the learned Single Judge of this Court in W.P(C)Nos.24917/2019 and 25032/2019, solely because their request, for being allowed to continue under the Employees Pension Scheme 1995 (‘1995 Scheme’) has been rejected; but without adverting to the specific liberty reserved to persons like them by the Hon’ble Supreme Court in Special Leave Petitions (SLPs), that were filed before the Hon’ble Supreme Court by the State of Kerala.

2. Smt.Nita N.S. - learned Standing Counsel for the Employees’ Provident Fund Organization (EPFO), in response, submitted that the appellants are not eligible to continue under the ‘1995 Scheme’ because of an earlier notification; and axiomatically, they would not get the benefit of the liberty reserved to other persons in the order of the Hon’ble Supreme Court.

3. Sri.M.Sasindran – learned Standing Counsel for the Kerala State Co-operative Employees Pension Board; and Sri.Gilbert George Correya – learned Standing Counsel for the Kerala State co-operative Bank Ltd., adopted the afore submissions of Smt.Nita N.S., but added that they will abide by any judgment to be delivered by this Court.

4. Sri.Sunil Kumar Kuriakose – learned Government Pleader, affirmed that the Hon’ble Supreme Court has made it clear that any ‘eligible person’ can approach the State; and that the latter can then decide whether they fall within the parameters to continue under the ‘1995 Scheme’. He argued that, when the appellants are not eligible at all, the said judgment would not apply to them.

5. Sri.K.Sasikumar, in response, submitted that the afore recorded arguments of Smt.Nita N.S. are incorrect; and that his clients were never exempted from the purview of the ‘1995 Scheme’; since the notification issued to that effect has already been quashed.

6. We have considered the afore rival submissions on the touchstone of the judgment impugned.

7. We notice that the essential claim of the appellants is that, those among them who had made no option, be allowed to continue in the ‘1995 Scheme’; while, the options given by the others be deemed to be cancelled because they did so erroneously.

8. The Hon’ble Supreme Court, while dealing with analogous claims, declared, in the SLPs filed by the State, as under:

"Learned counsel for the appellant-State submits that the final figure which emerges is that there are 333 persons identified. Benefits has thus been extended to another set of respondents as was denied earlier.

In view of the aforesaid, learned counsel for the appellant states that the scheme can be worked out for the aforesaid number of persons.

We are inclined to dispose of the matters in terms as aforesaid.

If any eligible person still, who is before the Court is left out, they may also approach the appellant-State and if it falls within the parameters we are sure the appellant-State will work out for those number of people also which are said to be in maximum two digit figures.

The scheme which has now been accepted in terms of the present order will naturally be in super-session of the impugned orders.

Liberty is granted to move in case of difficulty.”

9. It is luculent that the Hon’ble Supreme Court has clarified that, if there is any ‘eligible person’ who is still before the Court and who feels left out, they can approach the State - meaning the State of Kerala.

10. The question whether the appellants are eligible or not, within the ambit of the afore liberty reserved by the Hon’ble Supreme Court , is a question in the realm of facts, into which, this Cou

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