RAJASTHAN HIGH COURT
Arun Bhansali, J.
United India Insurance Company Limited & Ors. - Appellants
Versus
Dhudaram Jat & Ors. - Respondents
S.B. Civil Misc. Appeal No. 593/2021 with S.B. Civil Misc. Appeal No. 592/2021
Decided On : 27-08-2021
Negligence - Motor Vehicle Accident - Motor Vehicles Act - Sections 166, 168 - The court upheld the Tribunal's findings on negligence and compensation, emphasizing the driver's liability and the validity of witness testimony in establishing the accident's circumstances.
Fact of the Case:
The claimants sought compensation for the deaths of Ramkishan and Ramesh, who were killed in a motorcycle accident involving a vehicle driven negligently. The vehicle's owner and driver denied negligence, while the insurance company claimed non-liability due to policy violations.
Finding of the Court:
The Tribunal found that the accident was caused by the negligent driving of the insured vehicle, supported by witness testimony. The court upheld this finding, rejecting the insurance company's claims of non-involvement and lack of valid driving license.
Issues: Whether the insured vehicle was involved in the accident and whether the insurance company was liable for compensation.
Ratio Decidendi: The court affirmed that the evidence of negligence was sufficient to hold the driver and the insurance company liable, despite challenges to witness credibility and vehicle involvement.
Result: The appeals were dismissed, upholding the Tribunal's award of compensation.
JUDGMENT
These appeals are directed against the judgment and awards dated 22.02.2021 passed by Motor Accident Claims Tribunal, Bikaner, whereby, the Tribunal has awarded compensation to the tune of Rs.19,20,000/- in the case of Dhudaram and Rs.14,81,000/- in the case of Smt. Jashoda alongwith interest @ 7% per annum from the date of filing application i.e. 06.05.2016.
The applications for compensation were filed by the claimants inter alia with the submissions that on 17.12.2015 Ramkishan and Ramesh were riding on a motorcycle, when at around 09:30 p.m., the offending vehicle, which was being driven rashly and negligently, came from the wrong side and struck the motorcycle resulting in grievous injurious to both Ramkishan and Ramesh, to which they succumbed.
On account of the untimely death of both Ramkishan and Ramesh compensation was sought.
Reply to the applications was filed by owner and driver of the vehicle denying that the accident occur on account of any negligence of the driver of the vehicle and in the alternate submitted that liability was that of the Insurance Company.
The appellant - Insurance Company filed its reply and took defence that the driver was not in possession of valid and effective driving licence, the policy conditions have been violated and, therefore, the Insurance Company was not liable.
Based on the averments of the parties, the Tribunal framed five issues. On behalf of the claimants, five witnesses were examined and 51 documents were exhibited. On behalf of the Insurance Company, one witness was produced.
After hearing the parties, the Tribunal came to the conclusion that accident occurred on account of rash and negligent driving by driver of the insured vehicle and based on the evidence, which came on record, awarded compensation as noticed hereinbefore.
Learned counsel for the appellant - Insurance Company made submissions that the insured vehicle was not involved in the accident and the same has been wrongly implicated by the claimants and, therefore, the Insurance Company is not liable.
It is submitted that the FIR was lodged by one - Madanlal uncle of deceased - Ramesh Kumar, however, he was not produced as witness. Further, the witness (AW-2) - Jetharam, who was produced as eye witness, his statement could not be relied on and, therefore, apparently the finding recorded by the Tribunal in this regard deserves to be set aside and the applications for compensation deserve to be rejected.
Learned counsel appearing on caveat for respondent No.1 - Dhudaram & Ors. supported the award impugned.
I have considered the submissions made by learned counsel for the parties and have perused the judgment impugned as well as the record of the Tribunal.
It was the case of the applicants that the deceased - Ramkishan and Ramesh were riding on the motorcycle and suffered the accident from the insured vehicle a pick up, which was coming from the wrong side, struck the motorcycle resulting in grievous injuries to both Ramkishan and Ramesh, to which they succumbed. The first version i.e. the FIR lodged by Madanlal, though did not indicate the registration number of the vehicle, however, it was specifically indicated that the accident occurred from a pick up. The first informant - Madanlal did not claim that he was eye witness to the accident and, therefore, even if the said first informant - Madanlal has not been produced by the claimants, the same has no implication at all.
Jetharam - (AW-2) clearly made averments that he saw the accident, wherein, the insured vehicle was being driven, rashly and negligently, struck the motorcycle and that he noted down the number of the pick up.
No material cross-examination of the said witness was done to discredit his evidence except for giving him a general suggestion that he was telling lies and that he had not seen the accident.
A look at the statement of (AW-2) - Jetharam and the nature of cross-examination, which has been conducted, it cannot be said that the said witness (AW-2) - Jet
The court established that witness testimony can substantiate claims of negligence in motor vehicle accidents, affirming the liability of the driver and the insurance company.
Liability of the insurance company in motor accident cases is determined based on the evidence of the circumstances of the accident and the conduct of the insured driver.
The court established that the determination of vehicle involvement in accidents relies on the preponderance of probabilities, and the burden of proof lies with the party denying involvement.
The insurance company must provide evidence to support its claims, and failure to do so may result in the dismissal of the appeal.
Negligence established when a stationary vehicle creates a hazard leading to a fatal accident, affirming compensation award.
Liability of the insurance company to pay compensation to the petitioners in the first instance and recover the same from the owner of the offending vehicle.
Login now and unlock free premium legal research
Login to SupremeToday AI and access free legal analysis, AI highlights, and smart tools.
Login
now!
India’s Legal research and Law Firm App, Download now!
Copyright © 2023 Vikas Info Solution Pvt Ltd. All Rights Reserved.