In The High Court of Jammu and Kashmir and Ladakh at Jammu
Puneet Gupta, J.
Universal Sompo General Insurance Company Ltd. – Appellant
Versus
Saloni Gupta and Others – Respondent
MA No.119/2017, IA Nos.1/2017 and 1/2018 in MA No.120/2017, IA Nos.1/2017 & 2/2017, Mac App. No.25/2021 and Mac App. No.35/2021
Decided on : 26-7-2022
MA No.119/2017 & Mac App No.35/2021:
Motor Vehicles Act, 1988 – Sections 168 and 173 – Death in motor accident – Tribunal has awarded Rs.25,78,000/- with 7.5% interest – Where there is no definite evidence about earning of victim guess work can be infused by courts in order to assess earning of deceased – Keeping in view fact that deceased was in family business monthly earning of deceased can be safely assessed as Rs.10,000/- – Claimants cannot expect windfall for themselves only on strength of filing of claim petition unless claimants satisfactorily prove assertion made regarding earnings through cogent evidence – As deceased cannot be said to have any fixed income future earning keeping in view age of deceased being 30 years at the time of accident is to be taken at 40% – Tribunal has rightly applied multiplier of 17 as deceased was in age group of 26 to 30 – Personal expenditure of earning by deceased is taken as 1/3rd – Total compensation of Rs.20,57,200/- awarded. (Paras 12, 13, 14 and 15)
MA No.120/2017 & Mac App No.25/2021:
Motor Vehicles Act, 1988 – Sections 168 and 173 – Death in motor accident – Tribunal has awarded Rs.8,36,000/- with 7.5% interest – Age of one deceased was 63 years and another 53 years at the time of accident – Tribunal has rightly adopted multiplier of 7 and deducted 1/3rd expenses of earnings on his person – Compensation on account of loss of earning of deceased comes to Rs. 5,60,000/- – Total compensation in claim petition No. 568/2013 on account of death of two persons comes to Rs.6,80,000+ Rs. 3,36,000/- = Rs.10,16,000/- – Interest awarded by Tribunal and other directions contained in award of Tribunal upheld. (Paras 16, 17, 18 and 19)
Judgment
The appellant-Insurance Company has challenged the Award passed by the learned Motor Accident Claims Tribunal, Jammu, whereby the respondents-claimants have been awarded compensation to the tune of Rs. 25,78,000/- and Rs. 8,36,000/- along with interest at the rate of 7.5% per annum from the date of filing of the petition till realization of the whole amount in two claim petitions arising out of single accident on the ground that the Tribunal has not awarded the amount as per the evidence brought on record. It is also submitted that the accident was not caused due to the rash and negligent act of the driver of the Tractor Trolley but the accident took place due to the rash and negligent act of the driver of the Ford Figo car in which the deceased were travelling. In any case, it is submitted that the driver of both the vehicles involved in the accident had contributed equally in the accident. In other words, the compensation in case is to be awarded to the claimants the liability has to be in equal proportion against the drivers/owners of both the vehicles. The respondents-claimants have appeared through counsel.
2. The claimants in both the claim petitions have also filed separate appeals for enhancement of compensation.
3. The argument raised on behalf of the appellant is that there is nothing on the record to show that the claimants have suffered any pecuniary loss due to the death of Sarvesh Mahajan, Subash Chander and Rajni Devi in the accident. The business which was being run before the death of Sarvesh Mahajan and Subash Chander is still intact and there is no evidence on record to show that they were getting any benefit out of the business which could prompt the Tribunal to award compensation in favour of the claimants. In any case, the awarded amount is excessive one. There is contributory negligence on the part of the driver of the vehicle-car and therefore the appellant-Insurance Company cannot be held liable to compensate the claimants for whole of the compensation assessed by the Tribunal. It is emphatically submitted on behalf of the Insurance Company that the driver of the vehicle-car was also negligent in driving the vehicle as he had not kept the enough distance between his vehicle and the vehicle being driven in front of him.
4. Learned counsel appearing for the claimants-respondents has argued that the driver of the Tractor insured with the appellant-Insurance Company was driving the vehicle rashly and negligently which caused accident resulting into death of the three occupants of the car. The compensation awarded by the Tribunal is not on a higher side and infact the compensation should have been much more than the one awarded by the Tribunal.
5. Learned counsel for the appellant-Insurance company has argued that the Tribunal has erred in holding the driver of the Tractor Trolley liable for the accident which took place on 07.12.2012 though the driver of the vehicle Ford Figo Car was himself responsible for the accident as he did not keep the distance between the two vehicles as required in terms of Rule 23 of the Rules of the Road Regulations, 1989. Had the driver of the car taken enough precaution the accident would not have taken place which resulted into death of three occupants of the car.
6. Mr. R.S.Jamwal, learned Advocate for the respondents-claimants has submitted that the driver of the car cannot be held liable for the accident as the driver of the Tractor had applied sudden breaks which resulted into accident.
7. The Tribunal after going through the evidence that is brought on record held the driver of the Tractor bearing No. JK08C-6821 liable for the accident having driven his vehicle rashly and negligently which resulted into collision with the car bearing No. JK02AX-6922 in which the victims were travelling. Rule 23 of the Road Regulations speaks of the obligation of the driver of the motor vehicle moving behind another vehicle to keep a sufficient distance from other vehicle to avoid colli
: Death in motor accident – Where there is no definite evidence about earning of victim guess work can be infused by courts in order to assess earning of deceased.
The main legal point established is the liability of the Insurance Company to pay compensation and the recalculated compensation amount based on the deceased's age, future earning capacity, and legal....
The main legal point established in the judgment is the application of principles of negligence, contributory negligence, and composite negligence in determining liability and compensation in motor a....
The court emphasized the assessment of compensation based on the deceased's income and dependency and highlighted the liability of insurance companies under the Motor Vehicles Act, 1988.
The main legal point established in the judgment is the assessment of compensation under Section 166 of the Motor Vehicles Act, 1988, including the assessment of income, future prospects, and consort....
The appellate court can enhance compensation under the Motor Vehicles Act even without a cross-appeal from claimants, ensuring just compensation based on evidence.
The court affirmed the principle that compensation under the Motor Vehicles Act must be just and fair, emphasizing the need to consider future prospects and proper income tax deductions.
The court affirmed that the insurance company is liable for compensation when the driver, even if related to the owner, was covered under the policy, emphasizing the principle of just compensation.
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