IN THE HIGH COURT OF JAMMU AND KASHMIR AND LADAKH AT JAMMU
RAJNESH OSWAL, J.
Oriental Insurance Co. Ltd. – Petitioner
Versus
Narinder Kumar and Another – Respondents
MA No. 146 of 2010
Decided On : 18-02-2022
Driving License - Motor Accidents Claim Tribunal - The court dismissed the appeal by the Insurance Company against the compensation awarded to the claimant for injuries suffered in a motor vehicular accident. The court found that the appellant did not raise the issue of the validity of the driver's license before the tribunal, and therefore, it cannot be allowed to be raised in appeal. The court also noted that the witness's statement regarding the validity of the license was based on incomplete record, and hence, held that there was no merit in the appeal.
Fact of the Case:
The claimant filed a petition for compensation due to permanent disablement suffered in a road accident. The Insurance Company appealed against the award, arguing that the driver did not have a valid driving license and the compensation was excessive.
Finding of the Court:
The court dismissed the appeal, stating that the issue of the validity of the driver's license was not raised before the tribunal and cannot be raised in appeal. The court also found that the witness's statement regarding the license was based on incomplete record, and therefore, held that there was no merit in the appeal.
Issues: Validity of driver's license, quantum of compensation
Ratio Decidendi: The issue of the validity of the driver's license must be raised before the tribunal to be considered in appeal. Witness statements based on incomplete records cannot be relied upon.
Final Decision: The appeal by the Insurance Company is dismissed.
JUDGMENT :
RAJNESH OSWAL, J.
1. This appeal arises out of award dated 23.11.2009 passed by the Presiding Officer, Motor Accidents Claim Tribunal, Rajouri (hereinafter to be referred as the Tribunal) in file No. 95, titled, Narinder Kumar vs. Rakesh Kumar and Another by virtue of which, a sum of Rs. 2,90,800/- along with the interest at the rate of 7.5% per annum from the date of filing of the claim petition, till its realisation has been awarded as compensation to the respondent No. 1/claimant, who had suffered injuries in a motor vehicular accident on 13.06.2002.
2. The appellant-Insurance Company has impugned the award on the ground that the offending vehicle was being driven by the driver, who was not holding valid driving licence at all and quantum of compensation is excessive.
3. Mr. D.S. Chauhan, learned counsel appearing on behalf of appellant vehemently argued that the Company has been saddled with the responsibility to satisfy the award despite the fact that the driver of the vehicle was not having a valid driving licence. He has restricted his argument only to the issue with regard to validity of the license of the driver.
4. Mr. Sanjay Sharma, learned counsel appearing on behalf of respondents submitted that the learned Tribunal has rightly passed the award.
5. Heard and perused the record.
6. The facts necessary for the disposal of the present petition are that the claim petition was filed by the respondent No. 1/claimant for grant of compensation on account of the permanent disablement suffered by him due to injuries in a road accident on 13.06.2002.
7. The appellant and respondent No. 2 were put to notice. Respondent No. 1, who was the owner as well as driver of the driven vehicle, did not appear and as such, he was set ex-parte by the Tribunal. The appellant-Insurance Company filed its objections. In the objections filed by the appellant-Insurance Company, no plea with regard to validity of the driving licence was taken by the respondent and claim was resisted on the ground that the insurance policy allowed the respondent No. 2 to carry only 20+2 passengers and the vehicle was badly over loaded at the time of alleged accident. Further, it was stated that documents of the vehicle like Registration Certificate, Route Permit, Fitness Certificate were not in order at the time of accident. On the basis of the pleadings of the parties, the learned Tribunal framed the following issues:
(ii) On proof of issue No. 1 whether injuries have been caused to petitioner Narinder Kumar that has resulted in disablement of permanent nature, if so to what extent? O.P.P.
(iii) To what amount of compensation, the petitioner is entitled to an from whom? O.P.P.
(iv) Relief.
8. The claimant/respondent besides examining himself, examined Som Nath and Dr. Abdul Ghani as witnesses in support of his case, whereas RW-Muzaffar Hakim was examined by the appellant in support of its case, who deposed that the validity of the learner's licence is only for six months. Licence was issued to Rakesh Kumar, however, the record was torn. He further stated that he was making the statement on the basis of photocopy that the licence has been issued, but the record is not available.
9. From the issues framed by the Tribunal, it is evident that no issue was framed with regard to the validity of licence and rightly so because no such pleading was there in the response filed by the appellant to the claim petition regarding the validity of the driving licence and further from the statement of RW-Muzaffar Hakim, it is evident that he had made the statement on the basis of photocopy and the record was torn.
10. The appellant-Insurance Company did not plead anything with regard to the validity of the licence in its objections before the learned tribunal and once th
The issue of the validity of the driver's license must be raised before the tribunal to be considered in appeal.
Motor Accident Claims - Rash and negligent driving - Without Driving licence - Liability of insurance company – If a driver had a fake driving licence at the time of the accident then the Insurance ....
The insurance company must provide evidence to support its claims, and failure to do so may result in the dismissal of the appeal.
The Insurance Company may initially pay compensation to third-party claimants despite the driver lacking a valid license, with a right to recover from the vehicle's owner.
The central legal point established in the judgment is the liability of the Insurance Company based on the violation of policy condition due to the rider not possessing a valid driving license at the....
An insurance company can be held liable to pay compensation in motor accident claims, even if it proves a breach of policy conditions, with the right to recover the amount from the vehicle owner.
Login now and unlock free premium legal research
Login to SupremeToday AI and access free legal analysis, AI highlights, and smart tools.
Login
now!
India’s Legal research and Law Firm App, Download now!
Copyright © 2023 Vikas Info Solution Pvt Ltd. All Rights Reserved.