JUDGMENT :

T. RAVINDRAN, J.

1. Challenge in this second appeal is made to the judgment and decree dated 26.02.2008 passed in A.S. No. 2 of 2008 on the file of the District Judge (Appellate Authority), Nilgiris at Uthgamandalam reversing the judgment and decree dated 28.08.2000 passed in O.S. No. 224of 1997 on the file of the District Munsif Court, Coonoor.

2. For the sake of convenience, the parties are referred to as per their rankings in the trial court.

3. The defendants in O.S. No. 224 of 1997 are the appellants in the second appeal.

4. Suit for recovery of money.

5. Briefly stated, according to the plaintiff, the second defendant, as the guardian and father of the first defendant, opened a Pigmy Deposit A/c. No. 6009 on 02.11.1991 with the plaintiff's branch at Coonoor and the abovesaid account is to be matured on 02.02.1997 and on 14.09.1994, the second defendant, as the guardian and father of the first defendant, made an application for advance by way of loan on the aforestated deposit for the sake of his minor son's expenses and availed a loan amount of Rs. 40,000/- from the plaintiff's bank. The abovesaid sum of Rs. 40,000/- had been paid to the second defendant vide loan on dep